We are in the business of helping people analyze insurance needs and we seek opportunities to better protect them and those they care about. How can we help you today? Life Insurance is not complicated or expensive when you work with one of our licensed sales representatives. Long term care insurance covers expenses and services not covered by health insurance, Medicare, or Medicaid.
Did you know more than 1 in 4 people today will become disabled at some point before retirement? Since 1990, Neil Morein has served Lafayette and the surrounding Louisiana communities by protecting the people he works with just like he protects his own family members. If you're not thrilled with your current insurance contact us today. Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
Did you know more than 1 in 4 people today will become disabled at some point before retirement? Since 1990, Neil Morein has served Lafayette and the surrounding Louisiana communities by protecting the people he works with just like he protects his own family members. If you're not thrilled with your current insurance contact us today. Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
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Life Insurance is not complicated or expensive when you work with one of our licensed sales representatives.
Let's explore options to protect your loved ones.
Life insurance pays out a sum of money either on the death of the insured person or after a set period of time.
Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
Let's explore options to protect your loved ones.
Life insurance pays out a sum of money either on the death of the insured person or after a set period of time.
Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.
Long term care insurance covers expenses and services not covered by health insurance, Medicare, or Medicaid.
Speak with one of our specialists about your options today.
Long Term Care Insurance is designed to cover expenses when the insured is unable to perform basic activities of daily living.
These expenses are generally not covered by health insurance or Medicare but must be paid for by self-funding or specific insurance coverage.
A blended solution combines the benefits of a life insurance policy with a long-term care rider designed to pay for these expenses by accelerating the death benefit.
Speak with one of our specialists about your options today.
Long Term Care Insurance is designed to cover expenses when the insured is unable to perform basic activities of daily living.
These expenses are generally not covered by health insurance or Medicare but must be paid for by self-funding or specific insurance coverage.
A blended solution combines the benefits of a life insurance policy with a long-term care rider designed to pay for these expenses by accelerating the death benefit.
Did you know more than 1 in 4 people today will become disabled at some point before retirement?
It only takes a few minutes to find out how we can protect your future.
For example, the worker may suffer from an inability to maintain composure in the case of psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work.
Statistics show that in the US a disabling accident occurs on average once every second.
In fact, Nearly 18.5% of Americans are currently living with a Disability, and 1 out of every 4 persons in the US workforce will suffer a disabling injury before retirement.
It only takes a few minutes to find out how we can protect your future.
For example, the worker may suffer from an inability to maintain composure in the case of psychological disorders or an injury, illness or condition that causes physical impairment or incapacity to work.
Statistics show that in the US a disabling accident occurs on average once every second.
In fact, Nearly 18.5% of Americans are currently living with a Disability, and 1 out of every 4 persons in the US workforce will suffer a disabling injury before retirement.
Your private information is provided exclusively to our agency and will not be redistributed or sold to anyone else.
Failure to disclose relevant information on a life insurance application can result in a denial of payment.
Please let us know if there's anything else we should know to provide you an accurate insurance quote.
Failure to disclose relevant information on a life insurance application can result in a denial of payment.
Please let us know if there's anything else we should know to provide you an accurate insurance quote.
Neil Morein is a proven insurance professional with over 30 years of experience.
Prior to this, he owned, operated and sold a family business giving him the unique experience to assist families and business owners with comprehensive insurance planning.
Neil is credentialed with a business degree from the University of Louisiana-Lafayette and CLU and ChFC designations from The American College of Financial Services.
Neil is the only professional in Louisiana who has worked for the top 4 national life insurance companies, giving him an in-depth knowledge of how to creatively and effectively use life insurance in estate planning, business continuity and personal asset protection.
Prior to this, he owned, operated and sold a family business giving him the unique experience to assist families and business owners with comprehensive insurance planning.
Neil is credentialed with a business degree from the University of Louisiana-Lafayette and CLU and ChFC designations from The American College of Financial Services.
Neil is the only professional in Louisiana who has worked for the top 4 national life insurance companies, giving him an in-depth knowledge of how to creatively and effectively use life insurance in estate planning, business continuity and personal asset protection.
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