As a full-service agency, we offer a variety of insurance products and markets to meet both the individual and business insurance needs of our clients throughout the Tampa Bay area. With over 20 years experience in the insurance industry, we are committed to serving you better by offering insurance coverage to fit your needs, and by finding affordable, competitive premiums through the many companies available based on your individual or business situation.
Our relationships with local affiliates and area insurance brokers enables us to access many national and regional insurance carriers for auto and business insurance, as well as Florida-based companies for homeowner's, condo and renter's insurance coverage.
Our relationships with local affiliates and area insurance brokers enables us to access many national and regional insurance carriers for auto and business insurance, as well as Florida-based companies for homeowner's, condo and renter's insurance coverage.
Services
Almost every state requires you to have auto liability insurance before you can legally drive a car.
All states, however, have financial responsibility laws.
This means that either you must purchase a minimum amount of liability insurance or prove that you have set aside enough money to pay for the damage you may cause in an accident.
Medical payments and/or Personal Injury Protection (PIP), for treatment of injuries to you and your passengers.
Comprehensive, for damage to your car not involving a collision (including damage from fire, earthquakes, floods, riots, explosions) and theft.
All states, however, have financial responsibility laws.
This means that either you must purchase a minimum amount of liability insurance or prove that you have set aside enough money to pay for the damage you may cause in an accident.
Medical payments and/or Personal Injury Protection (PIP), for treatment of injuries to you and your passengers.
Comprehensive, for damage to your car not involving a collision (including damage from fire, earthquakes, floods, riots, explosions) and theft.
Your business is your livelihood, so you need to make sure you are protected for the various types of losses your business may incur.
Most small businesses need to purchase at least the following four types of insurance.
Property insurance compensates a business if the property used in the business is lost or damaged as the result of various types of common perils, such as fire or theft.
Property insurance covers not just a building or structure but also what insurers refer to as personal property, meaning office furnishings, inventory, raw materials, machinery, computers and other items vital to a business's operations.
Most small businesses need to purchase at least the following four types of insurance.
Property insurance compensates a business if the property used in the business is lost or damaged as the result of various types of common perils, such as fire or theft.
Property insurance covers not just a building or structure but also what insurers refer to as personal property, meaning office furnishings, inventory, raw materials, machinery, computers and other items vital to a business's operations.
The ride in your garage represents the countless hours of hard labor, sweat, blood and lots of money.
Coverage for your classic can include emergancy towing, roadside assistance, emergency lockout, emergency travel expenses, car show expense, theft reward and more!
There are different levels and plans to suit your specific needs.
Excellent reproductions of classic wooden boat designs, home built or kit wooden boats, most cruisers and trawlers, mono-hulled sailboats, wooden canoes and more!
Do you have a special collection?
Coverage for your classic can include emergancy towing, roadside assistance, emergency lockout, emergency travel expenses, car show expense, theft reward and more!
There are different levels and plans to suit your specific needs.
Excellent reproductions of classic wooden boat designs, home built or kit wooden boats, most cruisers and trawlers, mono-hulled sailboats, wooden canoes and more!
Do you have a special collection?
Whether you live in a home, condo or apartment, choosing the right insurance coverage is an important decision necessary to protect the assets and valuables that you have worked so hard to acquire.
Let us help you with the process and you'll see how easy it can be!
If your house burns down or if your possessions are stolen, you don't want to find out that your homeowners insurance policy pays less than you thought it would.
This information can help you avoid such unpleasant surprises.
Let us help you with the process and you'll see how easy it can be!
If your house burns down or if your possessions are stolen, you don't want to find out that your homeowners insurance policy pays less than you thought it would.
This information can help you avoid such unpleasant surprises.
Small boats that are under 25hp are usually covered under a homeowner's policy for up to $1,000.
Larger and faster boats such as yachts, and personal watercraft such as jet skis and wave runners require a separate boat insurance policy.
The size, type, value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
For physical loss or damage, coverage includes the hull, machinery, fittings, furnishings and permanently attached equipment as part of either an actual cash value policy or on an agreed amount value basis.
Larger and faster boats such as yachts, and personal watercraft such as jet skis and wave runners require a separate boat insurance policy.
The size, type, value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.
For physical loss or damage, coverage includes the hull, machinery, fittings, furnishings and permanently attached equipment as part of either an actual cash value policy or on an agreed amount value basis.
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