Dr. Kathiravelu Thabolingam, MD
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You spend your days helping people when they're most at risk. Now we can help make sure you're not at risk. Protect yourself and your career with NSO malpractice insurance that's both comprehensive and affordable. NSO nurses and experts have authored hundreds of articles, newsletters and videos to help you stay on top of an ever-changing health scene.

I've had NSO malpractice insurance since graduating from nursing school in 1982. I have always been comforted in the knowledge that NSO was there if I needed them. Though I've never had a single issue, NSO is covering me on or off the job. I am able to work as a nurse and as an educator without worrying that my employers will cover me. It's such an emotional time when the care we give our patients is questioned.

To have all the red tape just disappear helped more than anything. I felt well taken care of, knowing that NSO was helping me and providing the advice of a lawyer. I cried when they called to tell me my claim was paid promptly and in full.
Services
Every day, you go out there and do your job.
Except it's not just a job, is it?
It's vital work that asks you to always give your best.
NSO insurance can help protect you and the important role you play in patient care, and always be there when you need us.
Today, nurses are more at risk for legal action than ever before.
Gone are the days when doctors and hospitals were the only targets of malpractice suits.
You may think that if you're involved in a lawsuit, your employer's insurance will fully protect you.
As the owner of a healthcare practice, you and your employees help keep your community healthy.
But just one malpractice lawsuit, fire, hurricane, or employee injury can put your hard work and commitment at risk.
The Professional Liability, Business Owner's Policy and Workers' Compensation offered through NSO provides you with the convenience of a single point of contact, for you, your office and your employees.
We're here to help your nursing business succeed.
1Enterprise Privacy Protection coverage not available in all states and may vary by state.
No matter the size of your nursing school, NSO can help protect your program, students, faculty members, and partner healthcare programs from the risk of malpractice lawsuits.
NSO is here to help your nursing school teach the next generation of nurses.
We offer low rates on all available student specialties, along with skilled support from our experienced NSO team.
Call 1-800-986-4627 or email us at studentblanket@nso.com with any questions.
Costs which result from the investigation and defense of a claim are covered in addition to the limits of liability, whether your case is won or lost.
For more than 40 years, Nurses Service Organization (NSO) has helped nursing professionals by offering professional liability insurance with broad coverage and affordable premiums.
For agents and brokers, NSO provides top-rated proprietary programs, best-in-class service and competitive commissions.
NSO is a trade name of Aon Affinity, part of one of the world's largest insurance brokers.
Affinity Healthcare is the division of NSO that works with independent agents and brokers.
When you team up with Affinity Healthcare, you benefit from NSO's long-standing reputation in the nursing community, Aon Affinity's insurance industry expertise and Aon's vast global resources.
This guide includes the steps you need to take if you think a claim has or will be made against you.
You'll also learn about the claims handling process at CNA, the company that administers claims.
Spotting and reporting incidents are essential first steps in the medical claims process.
But how do you know when you've experienced an incident?
Clinical concerns such as adverse treatment results and medication errors would be considered incidents.
Incidents also include signs of patient displeasure, such as a letter of complaint, a heated disagreement, or repeated failure to keep appointments without adequate explanation.
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