Are you sick of dealing with insurance agents who prioritize generating revenue for large insurance companies at your expense? Our full-service independent insurance agency works to pursue your interests. We evaluate your unique circumstance and shop for the best policy that satisfies your needs and budget. Our experienced staff will answer your questions and can put together a suitable coverage package for you.
Contact us now to learn more about the right insurance policy for your business.
Contact us now to learn more about the right insurance policy for your business.
Services
Guardus Insurance Services Inc. has been serving the San Francisco Bay Area as a family run business for over 12 years.
Customer loyalty, quality service, and highly personalized business have kept us as one of Santa Clara County's Leading Insurance Providers.
We are a premier full-service Insurance leader-enriching our customer's lives, maximizing their coverage, helping individuals, businesses and communities succeed through solid Insurance strategies and ethics.
Passion for Customers: Our customers have chosen to trust us.
Customer loyalty, quality service, and highly personalized business have kept us as one of Santa Clara County's Leading Insurance Providers.
We are a premier full-service Insurance leader-enriching our customer's lives, maximizing their coverage, helping individuals, businesses and communities succeed through solid Insurance strategies and ethics.
Passion for Customers: Our customers have chosen to trust us.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
In fact, many business people use the same vehicle for both business and pleasure.
If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name.
What kinds of health insurance are there?
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care.
Although these plans differ, they both cover an array of medical, surgical and hospital expenses.
Most cover prescription drugs and some also offer dental coverage.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient.
Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
In the event of a tragedy, life insurance proceeds can help cover everyday expenses, like the mortgage and household bills.
The cash received from a policy (the death benefit) can help protect your family from being burdened with debt.
In addition to helping meet your family's immediate financial needs, life insurance can also be used to help keep a business thriving, help finance future needs like your children's education or supplement your retirement funds.
Life insurance policies have terms under which the policy may be continued in force or discontinued.
The cash received from a policy (the death benefit) can help protect your family from being burdened with debt.
In addition to helping meet your family's immediate financial needs, life insurance can also be used to help keep a business thriving, help finance future needs like your children's education or supplement your retirement funds.
Life insurance policies have terms under which the policy may be continued in force or discontinued.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
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