Lower your employees health insurance costs with an affordable group health insurance plan for your small business. Learn about the five steps to affordable group health insurance with our group health insurance buyers guide. A self-funded health plan is a way for small businesses to offset the rising costs of healthcare.
Small businesses who employ a healthy workforce can take advantage of discounted health insurance premiums while still maintaining the predictable costs and financial protection of fully insured health plan.The Small Business Health Options Program (SHOP) helps small businesses provide group health insurance to their employees. Employer's can earn a tax credit worth up to 50% of their employer premium contribution.
Our agents are licensed to offer the SHOP health plans to small businesses in Georgia. An HRA is an employer funded health reimbursement account that can be used to pay for eligible medical expenses. Employers fund the HRA account to pay for healthcare expenses, and save by implementing a higher deductible health plan while minimizing the out of pocket healthcare costs for their employees.
Small businesses who employ a healthy workforce can take advantage of discounted health insurance premiums while still maintaining the predictable costs and financial protection of fully insured health plan.The Small Business Health Options Program (SHOP) helps small businesses provide group health insurance to their employees. Employer's can earn a tax credit worth up to 50% of their employer premium contribution.
Our agents are licensed to offer the SHOP health plans to small businesses in Georgia. An HRA is an employer funded health reimbursement account that can be used to pay for eligible medical expenses. Employers fund the HRA account to pay for healthcare expenses, and save by implementing a higher deductible health plan while minimizing the out of pocket healthcare costs for their employees.
Services
Beneplans a health insurance agency that works with small businesses to establish affordable employee health insurance benefits.
We are proud to have been in business for over 25 years.
As an independent health insurance agency Beneplans is able to represent all of the major national health insurance carriers including Aetna, Anthem, Cigna, Humana, United Healthcare, National General and Starmark.
We also represent carriers for ancillary lines of coverage - such as dental, vision and disability benefits including Principal, The Standard and Guardian.
We are proud to have been in business for over 25 years.
As an independent health insurance agency Beneplans is able to represent all of the major national health insurance carriers including Aetna, Anthem, Cigna, Humana, United Healthcare, National General and Starmark.
We also represent carriers for ancillary lines of coverage - such as dental, vision and disability benefits including Principal, The Standard and Guardian.
Deductible - Your deductible is the amount of money you have to pay for your healthcare expenses before your health insurance plan will start to pay for medical services.
In other words, your health insurance plan "kicks in" only after you've paid the amount of your deductible out of your own pocket.
Copayment - A copayment or copay is a fixed amount that the insured pays for a specific covered healthcare expense.
Common copayments include a doctors visit copayment or a prescription copayment.
Coinsurance - Coinsurance is the sharing of healthcare expenses between the insured and the insurance company - often expressed in a percentage.
In other words, your health insurance plan "kicks in" only after you've paid the amount of your deductible out of your own pocket.
Copayment - A copayment or copay is a fixed amount that the insured pays for a specific covered healthcare expense.
Common copayments include a doctors visit copayment or a prescription copayment.
Coinsurance - Coinsurance is the sharing of healthcare expenses between the insured and the insurance company - often expressed in a percentage.
A self-funded health plan is a way for small businesses to offset the rising costs of healthcare.
Small businesses who employ a healthy workforce can take advantage of discounted health insurance premiums while still maintaining the predictable costs and financial protection of fully insured health plan.
Self-funded health plans can save up to 25% or more when compared to the cost of fully insured plans.
Self-funded plans are permitted to medically underwrite the health risks of your employees and pass on discounted rates.
Small businesses who employ a healthy workforce can take advantage of discounted health insurance premiums while still maintaining the predictable costs and financial protection of fully insured health plan.
Self-funded health plans can save up to 25% or more when compared to the cost of fully insured plans.
Self-funded plans are permitted to medically underwrite the health risks of your employees and pass on discounted rates.
The Small Business Health Options Program (SHOP) helps small businesses provide group health insurance to their employees.
Employer's can earn a tax credit worth up to 50% of their employer premium contribution.
In Georgia employers may enroll in a SHOP health plan with Kaiser Permanente to be eligible for the small business tax credit.
Learn more about the Kaiser Permanente HMO health plans in Georgia.
To get quotes and enroll in a SHOP qualified health plan please contact us.
To be eligible for SHOP coverage in Georgia the employer must meet the following guidelines.
Employer's can earn a tax credit worth up to 50% of their employer premium contribution.
In Georgia employers may enroll in a SHOP health plan with Kaiser Permanente to be eligible for the small business tax credit.
Learn more about the Kaiser Permanente HMO health plans in Georgia.
To get quotes and enroll in a SHOP qualified health plan please contact us.
To be eligible for SHOP coverage in Georgia the employer must meet the following guidelines.
An HSA is a Health Savings Account, which is simply a bank account that you make tax free deposits into to fund the account then you use these funds to pay for qualified medical expenses.
For detailed HSA information refer to IRS publication 969.
With an HSA any contributions are not subject to federal or state taxes, and as long as you use the funds to pay for qualified medical expenses you will never pay any taxes on the distributions.
Who is eligible to have an HSA?
To be eligible to open and fund an HSA you must be insured with an HSA qualified high deductible health plan (HDHP) - see below for details.
For detailed HSA information refer to IRS publication 969.
With an HSA any contributions are not subject to federal or state taxes, and as long as you use the funds to pay for qualified medical expenses you will never pay any taxes on the distributions.
Who is eligible to have an HSA?
To be eligible to open and fund an HSA you must be insured with an HSA qualified high deductible health plan (HDHP) - see below for details.
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