We help Oregonians select the best health insurance options for their specific needs by weighing premium cost and medical coverage. As an independent agent, we offer a wide variety of plans and benefits from the major carriers covering individuals, families, small groups and Medicare-eligible seniors. After more than 25 years of helping clients navigate their health insurance options, my favorite words to hear are, "that was so easy!"
In just a few minutes over the phone, I'll help you select the insurance plan that best fits your specific needs and budget. As a broker with long-standing relationships in the insurance industry, I'll provide in-depth knowledge and insight at no cost to you. In accordance with the Executive Order issued by President Biden, the U.S. Department of Health & Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS), announced.
This site is not maintained by or affiliated with Kaiser Permanente, and Kaiser Permanente bears no responsibility for its content.
In just a few minutes over the phone, I'll help you select the insurance plan that best fits your specific needs and budget. As a broker with long-standing relationships in the insurance industry, I'll provide in-depth knowledge and insight at no cost to you. In accordance with the Executive Order issued by President Biden, the U.S. Department of Health & Human Services (HHS), through the Centers for Medicare & Medicaid Services (CMS), announced.
This site is not maintained by or affiliated with Kaiser Permanente, and Kaiser Permanente bears no responsibility for its content.
Services
I have been helping my clients throughout Oregon find health insurance plans since 1994.
My favorite part is getting to know my clients.
Health insurance is personal and different for every person.
The more I know about you and your needs the better I can help you.
My favorite feedback from my clients is when they said I made insurance decisions easy to understand and made them confident in their choice of plans.
I started as a captive agent back in 1994 driving from one client to the next meeting up to 12 clients throughout the Portland area.
My favorite part is getting to know my clients.
Health insurance is personal and different for every person.
The more I know about you and your needs the better I can help you.
My favorite feedback from my clients is when they said I made insurance decisions easy to understand and made them confident in their choice of plans.
I started as a captive agent back in 1994 driving from one client to the next meeting up to 12 clients throughout the Portland area.
My services are free - insurance companies are required by law to charge the same rate whether you use an agent or not.
Why not save time and have an expert's knowledge on your side?
Who do you call when you have a question?
When you have a question or need help, why waste your time calling a stranger at an 800 number?
Call an agent who you know and trust to get you the right information the first time.
This site is not maintained by or affiliated with Kaiser Permanente, and Kaiser Permanente bears no responsibility for its content.
Why not save time and have an expert's knowledge on your side?
Who do you call when you have a question?
When you have a question or need help, why waste your time calling a stranger at an 800 number?
Call an agent who you know and trust to get you the right information the first time.
This site is not maintained by or affiliated with Kaiser Permanente, and Kaiser Permanente bears no responsibility for its content.
I had been researching the new HSA's for nearly a month.
I just wasn't quite sure how they worked.
My agent took the time to simply explain how the HSA works.
He was very patient and listened to all of our questions.
Now we've cut our premiums nearly in half and are enjoying the tax-free savings for our Chiropractor & Dental Bills.
This site is not maintained by or affiliated with Kaiser Permanente, and Kaiser Permanente bears no responsibility for its content.
The e-mail addresses and telephone numbers that appear throughout this site belong to Smart Health and cannot be used to contact Kaiser Permanente.
I just wasn't quite sure how they worked.
My agent took the time to simply explain how the HSA works.
He was very patient and listened to all of our questions.
Now we've cut our premiums nearly in half and are enjoying the tax-free savings for our Chiropractor & Dental Bills.
This site is not maintained by or affiliated with Kaiser Permanente, and Kaiser Permanente bears no responsibility for its content.
The e-mail addresses and telephone numbers that appear throughout this site belong to Smart Health and cannot be used to contact Kaiser Permanente.
There is no additional cost by using our services as compared to going directly to the Oregon health insurance carrier.
In fact, you'll have the benefit of an agent who will act as your own advocate!
A: It depends.
A typical health insurance policy can take as little as one day to 6 weeks, depending on how well the application was filled.
A: Absolutely not.
There are no minimum contracts.
Many people only need a Short Term Medical policy from 1 to 6 months while others want a solid relationship with a quality Health Oregon Insurance Program for many years.
In fact, you'll have the benefit of an agent who will act as your own advocate!
A: It depends.
A typical health insurance policy can take as little as one day to 6 weeks, depending on how well the application was filled.
A: Absolutely not.
There are no minimum contracts.
Many people only need a Short Term Medical policy from 1 to 6 months while others want a solid relationship with a quality Health Oregon Insurance Program for many years.
All Oregon health insurance plans are Obamacare plans.
No Oregon insurance companies are allowed to offer non-ACA compliant plans.
Which means all coverage, deductibles, out of pocket maximums are dictated by the Affordable Care Act.
Individual/Family: an individual plan for covering one or more person in a family for health insurance directly with an insurance company.
COBRA: The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events.
No Oregon insurance companies are allowed to offer non-ACA compliant plans.
Which means all coverage, deductibles, out of pocket maximums are dictated by the Affordable Care Act.
Individual/Family: an individual plan for covering one or more person in a family for health insurance directly with an insurance company.
COBRA: The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time under certain circumstances such as voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events.
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