EA Miles Insurance Services
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We provide health insurance plans for employer groups, individuals and families. Our products and services include traditional health insurance, Medicare supplements, Medicare Advantage plans, Dental & Vision plans, Long-Term Care Insurance and Life Insurance. Please contact EA Miles Insurance Services for assistance and let our professional and courteous staff assist you with your insurance needs.
Services
Here are a few plans that we offer, Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), Point of Service (POS), Exclusive Provider Organization (EPO), Health Savings Account (HSA).
A HMO may be a good option for individuals, small businesses, or seniors.
If you would like lower premiums, preventive services such as checkups this may be a good choice for you.
A POS may be a good option for individuals, small businesses, or seniors.
If you need flexibility choosing physicians, If you like a physician to coordinate care with and provide choice versus lower premiums this could be a good choose for you.
This policy is health insurance that can help pay some of the health care costs that Original Medicare doesn't cover, like coinsurance, copayments, or deductibles.
Medicare Part B is part of Original Medicare and covers services and supplies that are medically necessary to treat your health condition.
Overall, Medicare Supplemental Insurance (which is also called Medigap) is a type of insurance that provides supplemental insurance on top of Original Medicare.
Medicare Advantage members will have a relationship with your insurer and their provider network.
Medicare Advantage plans are sometimes more convenient and affordable than Original Medicare.
Medicare Advantage plans offer additional benefits, above and beyond what Original Medicare covers.
Since these plans are privately managed, they can cover more medical needs at lower monthly costs.
If you choose to enroll in Medicare Advantage, it will replace your Part A & B coverage.
These plans may create their own premiums, deductibles, copayments, and physician referral systems (like HMOs or PPOs).
Life insurance is a promise between an insurance company and the policy owner.
If you pay a certain amount of money (premium) to the insurance company, the insurance company will pay a certain amount of money (death benefit) to the beneficiary you select (when you set up the policy) after you die.
Term insurance only provides a death benefit for a limited period of time.
By contrast, permanent insurance can provide a death benefit and the potential to build policy cash value that you can access during your lifetime using policy loans and withdrawals.
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