The Benefit Link specializes in helping seniors obtain the best coverage possible regarding Medicare Supplement insurance (Medigap), Medicare Prescription Drug plans, Life Insurance as well as cancer, dental and vision plans. We are licensed insurance agents with more than 28 yrs of experience. We provide insurance services to our senior clients in all 50 States of the USA and have access to all major insurance carriers.
The Benefit Link specializes in helping seniors obtain the best coverage possible regarding Medicare Supplemental insurance (Medigap), Medicare Prescription Drug plans, Life Insurance as well as cancer, dental and vision plans. We are passionate about helping seniors with Medicare and to help them obtain Medicare Supplement Insurance (Medigap). We advocate on behalf of our clients to help find the best suited plan for their circumstances.
Because we are independent representatives and are not captive employees of any particular carrier, we can analyze and compare plans along with providing access to many different carriers.
The Benefit Link specializes in helping seniors obtain the best coverage possible regarding Medicare Supplemental insurance (Medigap), Medicare Prescription Drug plans, Life Insurance as well as cancer, dental and vision plans. We are passionate about helping seniors with Medicare and to help them obtain Medicare Supplement Insurance (Medigap). We advocate on behalf of our clients to help find the best suited plan for their circumstances.
Because we are independent representatives and are not captive employees of any particular carrier, we can analyze and compare plans along with providing access to many different carriers.
Services
The Benefit Link was founded in January of 2007 by Diana Scothorn.
Diana has been passionately pursuing her desire to impact the senior market through the integrity and commitment to provide peace of mind in the process of the Medicare maze.
She works alongside her husband and CEO, Stewart Scothorn.
As a team, they are determined to make a difference by employing a level of service that people are unfamiliar with.
Diana's passion has been fueled by her personal life story.
At the tender age of seven, her sister was diagnosed with diabetes.
Diana has been passionately pursuing her desire to impact the senior market through the integrity and commitment to provide peace of mind in the process of the Medicare maze.
She works alongside her husband and CEO, Stewart Scothorn.
As a team, they are determined to make a difference by employing a level of service that people are unfamiliar with.
Diana's passion has been fueled by her personal life story.
At the tender age of seven, her sister was diagnosed with diabetes.
Medicare Supplement Plan A is also referred to as Medigap Plan A. This plan is sometimes overlooked because it has fewer benefits than other Medigap insurance plans.
What does Medicare Plan A cover though?
It still covers the most important benefit, which is the 20% of outpatient medical care that Medicare doesn't cover.
Medicare Supplement Plan B, also called Medigap Plan B, offers the same benefits as Plan A. In addition, it will also pay your Part A hospital deductible for you.
This is a significant benefit as the deductible in 2017 is $1,316, and tends to go up slightly each year.
What does Medicare Plan A cover though?
It still covers the most important benefit, which is the 20% of outpatient medical care that Medicare doesn't cover.
Medicare Supplement Plan B, also called Medigap Plan B, offers the same benefits as Plan A. In addition, it will also pay your Part A hospital deductible for you.
This is a significant benefit as the deductible in 2017 is $1,316, and tends to go up slightly each year.
Medigap (Medicare Supplement) Plan C and Plan F are no longer available for purchase by newly eligible Medicare beneficiaries.
The income brackets for high - Income premium adjustments for Medicare Changes in Part B and D have been adjusted for inflation.
Part D coverage gap (commonly known as the donut hole) is more affordable.
As in 2020, once you enter the coverage gap, brand name and generic drugs will be limited to a 25% co- insurance.
Some people never reach the coverage gap, as the threshold is $4130.
The income brackets for high - Income premium adjustments for Medicare Changes in Part B and D have been adjusted for inflation.
Part D coverage gap (commonly known as the donut hole) is more affordable.
As in 2020, once you enter the coverage gap, brand name and generic drugs will be limited to a 25% co- insurance.
Some people never reach the coverage gap, as the threshold is $4130.
Part A, Hospital Coverage, is generally offered at no additional cost to qualifying individuals who have at least forty calendar quarters, ten years, of employment in any job in which Social Security taxes were paid for in the United States.
Part B, Doctors and Outpatient services, is optional coverage that requires a premium to be paid monthly.
The premium will be based on, up to, the previous two years of annual income.
Part B is not full coverage.
There is still a deductible to be met and other out of pocket expenses.
Part B, Doctors and Outpatient services, is optional coverage that requires a premium to be paid monthly.
The premium will be based on, up to, the previous two years of annual income.
Part B is not full coverage.
There is still a deductible to be met and other out of pocket expenses.
If you are one of the many millions of baby boomers turning 65 soon, you may be considering a Medicare Supplement plan (Medigap) to help you with Medicare costs.
Original Medicare (Part A and Part B) only covers 80% of most Medicare Costs.
There are Medicare co- pays and co -insurance, for which you are still responsible.
With many procedures costing tens to hundreds of thousands of dollars, 20% can add up fast, and if you are not ready, can wipe out a lot of your retirement savings.
That is where Medicare Supplement (Medigap) comes in.
Original Medicare (Part A and Part B) only covers 80% of most Medicare Costs.
There are Medicare co- pays and co -insurance, for which you are still responsible.
With many procedures costing tens to hundreds of thousands of dollars, 20% can add up fast, and if you are not ready, can wipe out a lot of your retirement savings.
That is where Medicare Supplement (Medigap) comes in.
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