GHT Insurance Services was opened in 1999 by Ted Kuester, Ryan Kuester and Eric Kuester, as a generalist insurance agency focusing on property & casualty insurance in both commercial and personal lines. We have steadily grown that part of our operation through our various niches, and added new opportunities through acquisition and partnership. A key partner in our development has been our ownership in the Keystone Insurers Group franchise, as both a franchise partner in 2005 and shareholder in 2010.
The Keystone Group has enabled GHT Insurance Services to expand our brand into new opportunities, including Group Benefits and several new niches. We look forward to developing new opportunities through this relationship for the foreseeable future. We have a reputation for helping our clients navigate a complex, evolving insurance climate, and we look forward to continued opportunities to grow and expand with you in the future.
The Keystone Group has enabled GHT Insurance Services to expand our brand into new opportunities, including Group Benefits and several new niches. We look forward to developing new opportunities through this relationship for the foreseeable future. We have a reputation for helping our clients navigate a complex, evolving insurance climate, and we look forward to continued opportunities to grow and expand with you in the future.
Services
ALL TYPES - Our insurance programs can be designed to fit the needs of wineries, breweries, cideries, distilleries and more.
SMALL TO LARGE - No matter the size of your operation, we have a solution for you.
EXPERIENCE - Our dedicated Craft Beverage Program has been in place since 2007 and we have decades of experience in this field.
COVERAGE - Our coverage options include General Liability, Workers Compensation, Property, Business Auto, Liquor Liability, Group Benefits, Bonds and more.
SERVICE - Our team prides themselves on delivering proactive, concierge-level service to our Craft Beverage clients via periodic reviews and check-ins.
SMALL TO LARGE - No matter the size of your operation, we have a solution for you.
EXPERIENCE - Our dedicated Craft Beverage Program has been in place since 2007 and we have decades of experience in this field.
COVERAGE - Our coverage options include General Liability, Workers Compensation, Property, Business Auto, Liquor Liability, Group Benefits, Bonds and more.
SERVICE - Our team prides themselves on delivering proactive, concierge-level service to our Craft Beverage clients via periodic reviews and check-ins.
ALL TYPES - In addition to our niche industries, we also write all types of other businesses such as retail, office, child care, developers, technology, and much, much, more.
COMPETITIVE - As an independent agent, we represent multiple carriers that understand your unique needs and are priced competitively.
ANNUAL REVIEWS - Your business changes from year to year.
Therefore so do your insurance needs.
We provide annual, in person review meetings to make sure we discuss everything that's changed about your business.
COMPETITIVE - As an independent agent, we represent multiple carriers that understand your unique needs and are priced competitively.
ANNUAL REVIEWS - Your business changes from year to year.
Therefore so do your insurance needs.
We provide annual, in person review meetings to make sure we discuss everything that's changed about your business.
OPTIONS - We represent multiple insurance companies that offer competitive insurance programs for all size restaurants.
PAY AS YOU GO - We can offer Workers Compensation options that calculate premium payments each month as you pay your payroll.
This is a great cash flow option and helps ensure the annual audit results in $0 due.
EXPERIENCE - Our crew of category specialists put their decades of experience to work for each client as they build a customized package to fit their specific needs.
SERVICE - We have retained many restaurant clients for multiple years due to our excellent client focused service.
PAY AS YOU GO - We can offer Workers Compensation options that calculate premium payments each month as you pay your payroll.
This is a great cash flow option and helps ensure the annual audit results in $0 due.
EXPERIENCE - Our crew of category specialists put their decades of experience to work for each client as they build a customized package to fit their specific needs.
SERVICE - We have retained many restaurant clients for multiple years due to our excellent client focused service.
KNOWLEDGE - Not all insurance providers understand the specific needs of these organizations.
ANNUAL REVIEWS - Your business changes from year to year.
Therefore so do your insurance needs.
COMMUNITY BASED - GHT is very active in the community and giving back.
Check out our Events In Our Community page!
If you prefer your insurance vendor be community based like you, that's one more reason to choose GHT.
ANNUAL REVIEWS - Your business changes from year to year.
Therefore so do your insurance needs.
COMMUNITY BASED - GHT is very active in the community and giving back.
Check out our Events In Our Community page!
If you prefer your insurance vendor be community based like you, that's one more reason to choose GHT.
CERTIFICATES OF INSURANCE (COIs) - We understand that fast and efficient processing of COIs is key for contractors.
We prioritize all COI requests and strive to get them out within 24 hours.
Sometimes we return COIs within minutes of the request!
OPTIONS - Contractors is our #1 niche business.
Therefore we represent multiple top companies that offer comprehensive coverage at competitive prices.
EXPERIENCE - We've been dedicated to serving this industry since our doors opened in 1999, so our knowledge and service of these fields is unparalleled.
We prioritize all COI requests and strive to get them out within 24 hours.
Sometimes we return COIs within minutes of the request!
OPTIONS - Contractors is our #1 niche business.
Therefore we represent multiple top companies that offer comprehensive coverage at competitive prices.
EXPERIENCE - We've been dedicated to serving this industry since our doors opened in 1999, so our knowledge and service of these fields is unparalleled.
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