Family owned and operated independent insurance agency serving Madison county and surrounding areas. Insurance coverage for individuals such as home, auto, renter and umbrella insurance coverage. Insurance coverage for organizations such as general liability, professional liability, bonds, and workers compensation. Protect the things that matter most with adequate life insurance from and independent agency.
Protection against flooding is often overlooked but a very important part of your financial plan. Let us know how we can serve your business, or family by protecting your assets and limiting your liability. We are the experts in Business, Home, Auto, Flood, and Life Insurance coverage for your family and business. With over 20 years of experience, we have the skill and resources to find the best coverage at the best price for you.
Protection against flooding is often overlooked but a very important part of your financial plan. Let us know how we can serve your business, or family by protecting your assets and limiting your liability. We are the experts in Business, Home, Auto, Flood, and Life Insurance coverage for your family and business. With over 20 years of experience, we have the skill and resources to find the best coverage at the best price for you.
Services
Your business faces liabilities every day.
The only way to protect your assets is to carry adequate business liability insurance.
A Commercial General Liability (CGL) insurance policy is the first line of defense against many common claims.
Independent Insurance Agency of Richmond can provide insurance coverage for your business.
Whether your business is small, sole proprietor, or a large corporation we can find you the insurance coverage tailored to fit your business.
Just some of the types of businesses we insure are: Apartments, Condo/Townhouse HOA, Restaurants, Strip Shopping Centers, Industrial Parks, Office Buildings, Automotive Garages, Manufacturers, Retail, Wholesale, Distributors, and In-Home Business Insurance.
The only way to protect your assets is to carry adequate business liability insurance.
A Commercial General Liability (CGL) insurance policy is the first line of defense against many common claims.
Independent Insurance Agency of Richmond can provide insurance coverage for your business.
Whether your business is small, sole proprietor, or a large corporation we can find you the insurance coverage tailored to fit your business.
Just some of the types of businesses we insure are: Apartments, Condo/Townhouse HOA, Restaurants, Strip Shopping Centers, Industrial Parks, Office Buildings, Automotive Garages, Manufacturers, Retail, Wholesale, Distributors, and In-Home Business Insurance.
Business is unpredictable.
Purchasing business insurance doesn't have to be.
Running a business in today's economy is as challenging as it is rewarding.
Keeping up with the day to day operations of your business probably requires most of your time and attention.
Having the right coverage from Madison Insurance Agency of Richmond is essential; don't let one mishap shut your business down.
Our agency specializes in managing your risk by analyzing your needs and offering solutions that keep you focused on your business - not your insurance.
Purchasing business insurance doesn't have to be.
Running a business in today's economy is as challenging as it is rewarding.
Keeping up with the day to day operations of your business probably requires most of your time and attention.
Having the right coverage from Madison Insurance Agency of Richmond is essential; don't let one mishap shut your business down.
Our agency specializes in managing your risk by analyzing your needs and offering solutions that keep you focused on your business - not your insurance.
To meet the special needs of your church, Madison Insurance Agency of Richmond has partnered with leading insurance carriers in the country for places of worship.
These carriers offer standard Church policies that include Property and Liability coverages.
These coverages include Items such as your buildings, contents, signs, property in the open, and fences.
Equipment breakdown, including computers, boilers, and electrical equipment, Newly acquired or constructed property, Pastor's personal property, Ordinance or law, Stained glass windows, Personal Effects and property of others on a worldwide basis, Fire and security alarm upgrade, Utility services interruption, Automated external defibrillators (AED), Loss of church income and tuition fees resulting from a covered peril, including a violent incident, Earthquake sprinkler leakage, Computer fraud coverage by non-employees, Losses resulting from theft, employee dishonesty, forgery and alteration, Green upgrade coverage, Unique types of property and possessions of artistic merit, Key person replacement coverage, Limited flood coverage, Liability claims resulting from ministers' spiritual counseling, Non-owned and hired auto liability, Counselors liability (licensed and fee-based), Directors, officers and trustees officers liability, Employee benefits liability, Employment practices liability, Lost wages coverage, and Sexual misconduct liability.
These carriers offer standard Church policies that include Property and Liability coverages.
These coverages include Items such as your buildings, contents, signs, property in the open, and fences.
Equipment breakdown, including computers, boilers, and electrical equipment, Newly acquired or constructed property, Pastor's personal property, Ordinance or law, Stained glass windows, Personal Effects and property of others on a worldwide basis, Fire and security alarm upgrade, Utility services interruption, Automated external defibrillators (AED), Loss of church income and tuition fees resulting from a covered peril, including a violent incident, Earthquake sprinkler leakage, Computer fraud coverage by non-employees, Losses resulting from theft, employee dishonesty, forgery and alteration, Green upgrade coverage, Unique types of property and possessions of artistic merit, Key person replacement coverage, Limited flood coverage, Liability claims resulting from ministers' spiritual counseling, Non-owned and hired auto liability, Counselors liability (licensed and fee-based), Directors, officers and trustees officers liability, Employee benefits liability, Employment practices liability, Lost wages coverage, and Sexual misconduct liability.
Whether you own a business with just one car or a fleet of vehicles, purchasing commercial auto insurance is a necessity.
Business auto insurance from Madison Insurance Agency of Richmond is an important safeguard for your company and can protect against these unfortunate incidents.
If you or your employee is sued following a serious accident, liability insurance will protect your company's assets and allow your business to move forward without a loss in profitability.
Let the agents at Independent Insurance Agency of Richmond help navigate coverage options and make recommendations to fit your needs.
Business auto insurance from Madison Insurance Agency of Richmond is an important safeguard for your company and can protect against these unfortunate incidents.
If you or your employee is sued following a serious accident, liability insurance will protect your company's assets and allow your business to move forward without a loss in profitability.
Let the agents at Independent Insurance Agency of Richmond help navigate coverage options and make recommendations to fit your needs.
This important coverage helps businesses pay to repair or replace buildings, structures and contents that are damaged or destroyed because of fires, storms or other events outlined in the policy.
Business owners can buy this insurance from Madison Insurance Agency of Richmond whether they own, rent or lease a building.
If you don't own the building it is important to look to your lease for your responsibilities and obligations to the landlord e.g.
Make sure you're protected if: A fire breaks out and destroys your building, A power surge knocks out all your computers, A storm destroys your outdoor sign or an employee steals your inventory.
Business owners can buy this insurance from Madison Insurance Agency of Richmond whether they own, rent or lease a building.
If you don't own the building it is important to look to your lease for your responsibilities and obligations to the landlord e.g.
Make sure you're protected if: A fire breaks out and destroys your building, A power surge knocks out all your computers, A storm destroys your outdoor sign or an employee steals your inventory.
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