EB Employee Solutions
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A one-of-a-kind solution that can reduce health insurance costs by 18%. The Difference Card can often improve employee benefits without increasing costs to the employer. The Difference Card's exclusive distribution strategy gives our producers a unique health insurance savings solution they can bring to their clients. Stand out in a crowd: The Difference Card's unique health insurance solution can differentiate your agency in a crowded brokerage marketplace.

Grow your agency: In 2020 alone, The Difference Card strategy helped to win over $100 MILLION in new "broker of record" medical premium for its partners. Retain your clients: The Difference Card is a long-term solution for the rising cost of healthcare. Our clients continue to see savings year after year. Strategic partners you can rely on: The Difference Card works closely with our strategic partners to deliver outstanding savings and service to our mutual clients.

With the Difference Card Team, you are never alone. Your dedicated client success team delivers health insurance savings while maintaining the highest level of benefits for your employees.
Services
The Difference Card is growing again with new financial partners, Northlane Capital!
By partnering with Northlane Capital Partners, The Difference Card will continue to transform the health insurance marketplace by providing benefit enhancements and cost-savings solutions.
Read the press release.
Dental Difference is introduced to the market!
The Dental Difference is a new dental solution aimed at solving the problem of high fixed premiums.
The Monthly Cap Solution will provide Difference Guarantee customers with a fixed budget approach for their monthly cash flow.
D. is the Chief Executive Officer of The Difference Card, having led the company since he was brought on board in 2014.
Gregg has an extensive background and had success over the past 30 years in senior leadership positions with both private and public companies.
He served as CEO of healthcare services and employee benefit companies such as The National Business Coalition on Health, Gordian Health Solutions, Inspiris, Health Fitness Corporation and MGC Diagnostics.
Gregg has delivered numerous keynote addresses on healthcare reform and employee benefit cost reduction strategies over his career.
Saving employers 18% by administrating a partially self-funded plan designs that combine multi-line benefits such as doctor's office visits, urgent care, emergency room, hospitalization, surgery, mental health, pharmacy, dental and vision coverage.
Financial protection for our customers by capping their claims exposure and transferring risk to an A rated insurance carrier.
An incentive-based wellness program to encourage healthy behaviors and drive down the cost healthcare long term.
An employer-funded account, which gives members access to a fixed annual amount to help pay for healthcare expenses.
In order to best address your needs, please select the option that most closely resembles your position.
I am an insurance broker looking for a unique solution to save clients money off their healthcare spend without changing benefits.
I am an employer interested in reducing my company's healthcare spend without changing benefits.
Are you trying to grow your Insurance Agency and your Employee Benefits Block of Business?.
We provide a competitive edge to the employee benefits team of our partners.
Producers that start working with The Difference Card see an average increase in prospect activity of 30% year over year.
In 2020, The Difference Card helped their strategic broker partners win over $108 Million in NEW broker of record premium.
These new clients were acquired by using our innovative health insurance solution that allows employer groups to stay fully-insured or level-funded without reducing benefit levels for members of the group health insurance plan.
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