General liability insurance. This policy provides coverage for customer injuries, customer property damage, and lawsuits related to both. McElveen Insurance is a multi-line insurance agency, providing insurance coverage for contractors. We serve contractors throughout the states of Louisiana and Texas. McElveen Insurance is committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates.
Whether you are shopping for contractor insurance, surety bonds, or general liability, we can help you obtain the best coverage available with the lowest rate possible. All of us at McElveen Insurance truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most.
When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.
Whether you are shopping for contractor insurance, surety bonds, or general liability, we can help you obtain the best coverage available with the lowest rate possible. All of us at McElveen Insurance truly value the long term relationship with our clients, and are proud to give families, individuals and businesses the personal attention required when it matters most.
When claims arise, we realize that it can be very stressful and will do everything possible to assure timely and complete recovery.
Services
The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer's premises.
Carpenters, plumbers, electricians, roofers and tree surgeons are some of them.
Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators.
Special insurance needs of this group include coverage for equipment and tools that are often moved around and for the value of work done for a customer until it is finished.
Carpenters, plumbers, electricians, roofers and tree surgeons are some of them.
Also included are diverse other skilled service providers, such as interior decorators, piano tuners and exterminators.
Special insurance needs of this group include coverage for equipment and tools that are often moved around and for the value of work done for a customer until it is finished.
Builder's risk covers perils such as fire, wind, theft and vandalism and many more.
It typically does not cover perils such as earthquake, flood or wind in beach zones unless the policy has been specifically endorsed to do so.
If you are going to properly setup your policy, coverage should be effective prior to when the materials are delivered to the job site.
Coverage ends upon the earlier of closing of the sale, occupancy or the policy expiration date.
After builder risk coverage expires, due to sale or occupancy, the new owner should take out permanent property insurance on the building such as a home owner's policy or a commercial property policy.
It typically does not cover perils such as earthquake, flood or wind in beach zones unless the policy has been specifically endorsed to do so.
If you are going to properly setup your policy, coverage should be effective prior to when the materials are delivered to the job site.
Coverage ends upon the earlier of closing of the sale, occupancy or the policy expiration date.
After builder risk coverage expires, due to sale or occupancy, the new owner should take out permanent property insurance on the building such as a home owner's policy or a commercial property policy.
As a businessowner, you need some of the same commercial insurance coverages for the cars, trucks, vans or other vehicles used in your business as you do for vehicles used for personal travel.
We offer all the standard coverage plus many options for the vehicles you own, lease or rent for use in your business.
We can help you choose a package of coverage that fits your business needs.
Your Businessowners Policy (BOP) does not provide any coverage for vehicles, so you must have a separate policy.
We offer all the standard coverage plus many options for the vehicles you own, lease or rent for use in your business.
We can help you choose a package of coverage that fits your business needs.
Your Businessowners Policy (BOP) does not provide any coverage for vehicles, so you must have a separate policy.
A surety bond ensures contract completion in the event of contractor default.
A project owner (called an obligee) seeks a contractor (called a principal) to fulfill a contract.
The contractor obtains a surety bond from a surety company.
If the contractor defaults, the surety company is obligated to find another contractor to complete the contract or compensate the project owner for the financial loss incurred.
Bid Bond: Ensures the bidder on a contract will enter into the contract and furnish the required payment and performance bonds if awarded the contract.
A project owner (called an obligee) seeks a contractor (called a principal) to fulfill a contract.
The contractor obtains a surety bond from a surety company.
If the contractor defaults, the surety company is obligated to find another contractor to complete the contract or compensate the project owner for the financial loss incurred.
Bid Bond: Ensures the bidder on a contract will enter into the contract and furnish the required payment and performance bonds if awarded the contract.
Optional coverages include borrowed contractor's equipment, employee tools, unscheduled equipment, rental reimbursement, nonowned/rental equipment, spare parts and fuel, and pollution and clean up.
As evidenced by the list above, not only are the types of equipment covered by contractor's equipment insurance variable, so is the value.
The value of equipment covered ranges from thousands to hundreds of thousands of dollars.
Let the McElveen Insurance, help you understand and protect all of the risks you run and all of the perils your business faces.
As evidenced by the list above, not only are the types of equipment covered by contractor's equipment insurance variable, so is the value.
The value of equipment covered ranges from thousands to hundreds of thousands of dollars.
Let the McElveen Insurance, help you understand and protect all of the risks you run and all of the perils your business faces.
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