Kahrilas Group
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Monster Lending insures you have the bridge-funding you need for your non-owner occupied property. The Kahrilas Group is a multi-dimensional advisory firm that focuses on protecting and growing assets for high-net-worth individuals. We work with our clients to define and achieve their financial goals. We aim to protect and enhance their wealth by employing a combination of tax and risk strategies, in addition to having access to unparalleled investment opportunities leading to increased results.

Through our insurance agency, Kahrilas Group Insurance Services, offers a host of insurance products ranging from whole and indexed life policies to formation of a captive for qualified businesses. Through our financing company, Platinum Legacy, LLC, we offer bridge-loans on non-owner occupied California properties. We are the nation's premier independent risk management and captive insurance consulting firm.

Leaders in risk management and alternative risk/captive solutions for family offices, high net worth clients and commercial business.
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The Kahrilas Group is a multi-dimensional advisory firm that focuses on protecting and growing assets for high-net-worth individuals.
We work with our clients to define and achieve their financial goals and to protect and enhance their wealth, employing a combination of tax and risk strategies, as well as access to unparalleled investment opportunities to achieve results.
Leveraging more than 18 years' experience with investors of all kinds in the European and Arabian Gulf regions for the benefit of managers without a presence in these regions or full-time sales staff covering them.
As President and CEO of Kahrilas Group, Nicholas Kahrilas has assembled an experienced group of experts in insurance, investments (traditional and alternative), wealth management, taxation and estate planning.
Nicholas Kahrilas has over twenty seven years of professional business experience and has started and run companies.
During his career Nick has completed transactions with aggregate value of over $1 billion.
Nick Kahrilas and his team at Kahrilas Group provide risk and tax-management strategies to private clients which combine multiple proven techniques to optimize after-tax returns and minimize financial risk.
We focus exclusively on insurance and estate planning for high-net-worth individuals and families.
Our unique clientele puts us in a position to constantly develop innovative and effective strategies for the transfer, protection, and enhancement of wealth.
We examine not only the apparent needs of our clients, but also identify opportunities based on our clients' unique situations.
We then develop sophisticated custom solutions for estate planning, tax planning, business succession planning, long term care planning, and insurance of all kinds.
On the show "Law & Order: Criminal Intent, " Detective Robert Goren (Vincent D'Onofrio) utters one of my favorite lines of dialogue ever, stating emphatically: "Everyone lies, all the time."
I don't know exactly what it is that appeals to me about this particularly brutal assessment of mankind other than it shows just how jaded Goren really is, but in a way, I get it.
Although I'm not a (fictional) homicide detective, I, too, come across people who lie to me in the course of my profession.
In the insurance business, the lies are fairly routine and the liars are rarely clever.
Captive insurance is typically the best option for mid-to-large sized companies and organizations which spend at least $200,000 a year on casualty, property and other insurance.
2. Investment Income: A business owner with captive insurance controls the disposition of the loss funds (within certain parameters) until they are paid out in losses.
3. Improved Cash Flow: Losses retained through a captive reduce or eliminate underwriting profits; reduced losses increase them.
Because captive insurance inherently offers financial rewards for effectively controlling losses, safety and loss control get a higher level of attention.
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