Using iSolved, the leader of HCM solutions, you're provided a unified solution for HR, Onboarding, Payroll, Benefits, Time and Attendance and ACA reporting. One login, accessible from anywhere at any time, means it's ready when you are. Check your full payroll preview, view the Executive Dashboard, or prepare a performance review. As you know, there have been many changes to how, where and what kind health insurance you can purchase due to the Affordable Care Act (Obamacare).
Whether you are looking for yourself, your family or your employees we are here to help you through that process. Life insurance is about taking care of loved ones. Almost everyone has someone depending on them financially. The life insurance you have purchased is in place to protect and provide financial relief for those who must carry on without you.
Medicare Supplement or "Medigap" plans help "close the gaps" in Original Medicare by paying some of the costs that it doesn't cover. You have the freedom to choose your own providers as long as they accept Medicare.
Whether you are looking for yourself, your family or your employees we are here to help you through that process. Life insurance is about taking care of loved ones. Almost everyone has someone depending on them financially. The life insurance you have purchased is in place to protect and provide financial relief for those who must carry on without you.
Medicare Supplement or "Medigap" plans help "close the gaps" in Original Medicare by paying some of the costs that it doesn't cover. You have the freedom to choose your own providers as long as they accept Medicare.
Services
Here at The Insurance Exchange, we look at what we do as more than simply selling policies.
Please read our brief history and of our involvement in this great industry.
The Insurance Exchange was founded by Robert M Johnson (1945-2006) in 1982 and incorporated in 1987 (see image below).
During the early years of The Insurance Exchange, Robert was the charter President of the Utah Association of Health Underwriters (UAHU).
As a recognized expert in group health insurance, Robert served on health advisory committees for Governors, members of Congress, the Utah Department of Insurance and in other advisory positions for several health insurance companies.
Please read our brief history and of our involvement in this great industry.
The Insurance Exchange was founded by Robert M Johnson (1945-2006) in 1982 and incorporated in 1987 (see image below).
During the early years of The Insurance Exchange, Robert was the charter President of the Utah Association of Health Underwriters (UAHU).
As a recognized expert in group health insurance, Robert served on health advisory committees for Governors, members of Congress, the Utah Department of Insurance and in other advisory positions for several health insurance companies.
Human Capital Management (HCM) is more than just a buzz word.
It's a holistic approach to ensure you are utilizing your most valuable assets - your employees.
One of the biggest challenges we deal with when working with employers is the struggle of trying to handle all of the HR duties, responsibilities, tracking and requirements.
Before iSolved, your employee information existed in separate systems requiring exporting, importing, duplicate data entry, multiple software applications, and several different logins.
It's a holistic approach to ensure you are utilizing your most valuable assets - your employees.
One of the biggest challenges we deal with when working with employers is the struggle of trying to handle all of the HR duties, responsibilities, tracking and requirements.
Before iSolved, your employee information existed in separate systems requiring exporting, importing, duplicate data entry, multiple software applications, and several different logins.
APTC's or Subsidies are available from the Federal Government if you fall within certain income guidelines (explained below).
The amount you qualify for can be used to lower your monthly premium payments you make to the insurance company.
For specific questions on your situation, please contact us for more information.
You can also see how much you qualify for by obtaining a quote from our website.
Income between 100% and 400% FPL: If your income is in this range, in all states you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan.
The amount you qualify for can be used to lower your monthly premium payments you make to the insurance company.
For specific questions on your situation, please contact us for more information.
You can also see how much you qualify for by obtaining a quote from our website.
Income between 100% and 400% FPL: If your income is in this range, in all states you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan.
Your need for life insurance varies with your age and responsibilities.
It is a very important part of financial planning.
There are several reasons to purchase life insurance.
You may need to replace income that would be lost with the death of a wage earner.
You may want to make sure your dependents do not incur significant debt when you die.
Life insurance may allow them to keep assets versus selling them to pay outstanding bills or taxes.
All policies are not the same.
Some give coverage for your lifetime and other cover you for a specific number of years.
It is a very important part of financial planning.
There are several reasons to purchase life insurance.
You may need to replace income that would be lost with the death of a wage earner.
You may want to make sure your dependents do not incur significant debt when you die.
Life insurance may allow them to keep assets versus selling them to pay outstanding bills or taxes.
All policies are not the same.
Some give coverage for your lifetime and other cover you for a specific number of years.
In all but three states (Massachusetts, Minnesota, and Wisconsin), you can buy any one of up to 10 standardized Medigap policies (see chart below) that are sold in your state.
Plan A is the "basic" benefit package and is included in all the other plans.
Insurance companies must give you the benefits offered under each policy.
Federal law lets states allow an insurer to add "new and innovative benefits" to the benefits in a standardized policy.
Check with your insurance company to find out if these benefits are available.
Plan A is the "basic" benefit package and is included in all the other plans.
Insurance companies must give you the benefits offered under each policy.
Federal law lets states allow an insurer to add "new and innovative benefits" to the benefits in a standardized policy.
Check with your insurance company to find out if these benefits are available.
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