Evans Insurance Agency
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Our mission is to provide our clients a fair value, superior client services, and above all complete satisfaction. Currently, Evans Insurance serves the needs of several thousand individuals and families, and the insurance needs of hundreds of business concerns in Northern Illinois. Should you need information in connection with any form of insurance shown on our web pages, please feel free to contact us.

We are prepared to provide you with a no cost, no obligation review and comparison of your insurance.
Services
Because they represent many different insurance companies, independent agents have the flexibility to review rates and coverage from competing carriers and get you the best deal.
Plus, they can offer affordable protection for your home, business and other assets.
So rather than spending hours gathering quotes from various companies, you can get it done with one simple call or visit to your independent agent or broker.
What's your lifestyle?
Many factors determine auto insurance rates, not just vehicle year, make and model.
The Personal Auo Policy is designed to protect both you and your car in the event of accident, theft, injury and other damages.
This coverage provides protection against financial loss should your auto injure others and you are held liable.
Includes such expenses as medical bills and lost wages.
You are covered up to the policy limit per one individual and to an increased limit for an accident injuring two or more people.
This coverage provides protection against financial loss should your auto damage the property of others and you are held liable.
A homeowners policy is a package type of policy which means that it includes protection against several types of losses.
It is only available to individuals that live in a house they own.
Coverage for your house can be "comprehensive", as opposed to being limited to certain types of losses.
You should be aware of the difference between the available policy types.
The contents of your home are also covered.
We'll provide you with an inventory sheet to list your personal property and values.
The amount provided is normally 70-75% the amount you carry on your home, but that amount can be increased where needed.
A personal umbrella policy is a liability policy that picks up where the basic personal liability policy ends.
We highly suggest this policy as we are seeing many liability awards exceeding the normal limits of homeowners, renters, and personal automobile insurance policies.
This is a broad form policy which covers practically all types of damages for which you or a family member is held responsible.
With today's lawsuits easily surpassing the $1,000,000 award level it may be worthwhile to invest in this additional coverage.
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