Segner Insurance Agency
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A. A. Segner Insurance Agency has been family owned since 1929, serving the west metro and beyond. Our years of experience and expertise in the insurance industry are a motivator to provide excellent customer service for your property, casualty and health insurance needs. It's because of these values that we've been able to build strong, long-term relationships with the companies we represent.

Unlike an insurance agency which exclusively provides coverage from one source; Segner Insurance offers the services of several insurance companies. We follow very strict criteria when choosing the insurance companies we represent, and constantly monitor their performance to ensure you the best possible service. In addition, we continually evaluate new insurance companies and products that may be an asset to your personal or business security.

What is an Independent Insurance Agent? With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company.
Services
Bernie has been owner of Segner Insurance Agency since purchasing it from her father, Anton Segner, in 1970.
She was born in Saint Bonifacius, MN and has lived in Waconia for over 50 years.
She has always put the needs of her clients as top priority.
She also has been involved in the community and dedicated to those in the community.
Bernie graduated from the College of St. Catherine and received her C.I.C. (Certified Insurance Consultant) designation in 1979.
She also attends continuing education opportunities to maintain current designation.
Personal Insurance from Segner Insurance provides our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.
How we serve you is as important as what we provide.
First, we listen to you.
This coverage has two parts.
The first is the liability section of the policy.
It covers your financial responsibility for bodily injury and property damage to others and other state required coverages.
The second part is coverage for damage to your auto.
Businesses present unique exposures for insurers, so it is harder to generalize about coverages.
The categories of policies listed below are only an outline of the coverages available through our insurance carriers.
Whatever your commercial insurance needs, we can design a protection program that's right for you.
Business Owners Package policy, commonly called a "BOP" contains many of the insurance coverages needed by most small businesses.
The basic BOP offers business property both building and contents, and liability insurance protection for the operation of your business.
Individual health insurance programs are designed for individuals and families who cannot obtain health insurance through an employer.
Segner Insurance offers health insurance programs to individuals.
These policies provide extensive coverage as well as high-deductible programs which are designed to protect against catastrophic financial losses.
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