Insur-West
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Insur-West Inc. Has been the leading Independent Insurance Agency in Utah for over 30 years. We specialize in Business Insurance, Auto Insurance, Home Insurance, Nutraceutical Insurance, Workers Compensation Insurance. We have the ability of giving you the best coverage and best price due to the high volume of Insurance Providers we are licensed to write with.
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We have been in business for over 30 years to provide you with someone who will take the time to understand the needs of your family and/or your business to match the proper coverage to those needs.
Part of understanding those needs is also recommending coverage in areas you may not have identified as a potential risk.
Once we understand your needs we will use every resource to secure the proper coverage at the most competitive prices available.
We only represent companies that offer phenomenal service and claims handling.
When you buy an auto insurance policy, you are buying a package of individual coverages.
Each coverage protects you against different types of losses.
Once you understand the various coverages, you can decide which ones to include in your personal insurance package.
You can also determine the limits of coverage you will need.
The following are some common coverages found in an auto policy.
Your policy may not contain all of these coverages.
Pays up to the coverage limits, for damages due to injury or death of others in a vehicle accident for which you or the operator of your vehicle are legally responsible.
For many of us our home is our most valuable possession.
The time to think about the unthinkable disaster is before it happens to you.
If your home were damaged or destroyed, insurance can help you repair or rebuild your home and replace damaged possessions.
The main purpose of insurance is to protect you against losses you cannot afford.
Few people have the financial resources to rebuild their homes.
In addition to protecting your home and possessions, homeowners insurance also provides liability coverage to protect you from financial ruin if someone is injured on your property and sues for damages.
A common practice for RV owners is to insure their RV under their current auto policy.
But too often the owner does not take the time to read what and how much is covered under their auto policy.
In many instances, RV's covered under auto policies are not adequately covered.
One misconception RV owners have is that the personal property in their RV will be covered under their homeowner's policy.
This is true, but, coverage on personal property is limited when the property is kept somewhere other than the "residence premises."
Even though you don't own your own home you have personal property that can be lost to fires, burglaries and even lawsuits.
While most homeowners are insured for these risks, many renters are not.
No one requires renters to buy insurance to protect their personal property, so many do not.
The first time most people think about property insurance is with their first home since it is required by the mortgage company.
Although renter's insurance is usually not required, it is just as necessary to have.
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