MSMS Physicians Insurance Agency
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MSMS Physicians Insurance Agency
MSMS Physicians Insurance Agency is uniquely qualified to offer our insurance portfolio to Michigan physicians, their families and office staff. We make it our business to know your business. Our philosophy is that no two businesses have identical needs, nor do they warrant identical treatment. For that reason, we do not begin a relationship by simply providing a solution.

For us, a more logical method involves an examination of your unique situation, a diagnosis, a plan of treatment, and only then, a recommended cure. As a wholly-owned subsidiary of the Michigan State Medical Society, we make it our business to know your business -- advocating on your behalf, defending your patients, and protecting public health. A trusted name throughout Michigan for more than 25 years, MSMS Physicians Insurance Agency is the one call you need to make to help you protect you, your family and your life.

As a member of the physician community, MSMS Physicians Insurance Agency is uniquely qualified to offer our insurance portfolio to Michigan physicians, their families and office staff.
Services
The Physicians Insurance Agency, a wholly owned subsidiary of MSMS, is a full-service agency, offering physicians, their families and their employees an entire line of insurance products, including professional liability through The Doctors Company, workers' compensation, health, dental, auto, home, business, and much more.
And MSMS members also receive a discount on professional liability and disability products!
As employees of MSMS, our licensed agents can help physicians with all their insurance needs - for their medical practice, employees and families.
MSMS Physicians Insurance Agency offers a wide range of high quality, cost-effective health and prescription drug plans for you, your family and your employees.
Our group and individual plans offer head to toe coverage, including important preventive care such as exams, screenings and immunizations, prescription drug coverage, and additional options.
A wide range of traditional plans that offer lower out-of-pocket costs for in-network providers;.
A variety of plans that offer reduced copays when members designate an in-network primary care provider; and, .
Choosing a professional liability insurance carrier is one of the most important practice decisions that you'll make.
Whether you're a doctor in a solo practice or a group in search of coverage, it's important to research your options and select the professional liability insurance that meets your needs.
The premium must be weighed against the protection, service, financial strength, and long-term stability provided by the insurer.
Doctors should also review an insurer's claims defense performance, risk management services, underwriting standards, actuarial discipline, and whether the company adequately protects its policyholders from unlimited personal liability.
MSMS Physician Insurance Agency Delta Dental plans provide an excellent opportunity for you to obtain protection for yourself, your family and your employees.
Dental benefits not only encourage good oral health, they can serve as an excellent, affordable employee benefit.
Whether the cost is paid by the employer or employee, the MSMS Physicians Insurance Agency Delta Dental plans are worth considering as a new benefit.
Subscribers may choose Delta Dental PPO Point-of-Service, Delta Dental Premier, or Delta Dental PPO Standard Options 1 or 2.
Disability Insurance is designed to replace a portion of one's income if he/she becomes disabled due to accident or illness and cannot perform the duties of their regular occupation.
This type of coverage allows a surgeon who becomes disabled, for instance, to go back to work in the field of internal medicine and still continue to receive his or her disability claim as a surgeon.
NOTE: The MSMS PIA preferred carrier is one of the very few that still offers this type of coverage.
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