Obrien Benefits & Financial Services
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Obrien Benefits & Financial Services
As a member of the AMVA, and as our client, we offer exclusive access to a wide variety of insurance programs designed to connect all the components of wellness and for all stages of your life. Customized, cost-saving benefit packages designed around you and your employees' needs and financial objectives. Value-added services provided through our trusted partners, keeping your benefits efficient and compliant, saving you time and money.

As our client, you have access to the most trusted technology resources that help you better manage your benefits and your people. Whether an employer, employee or individual, when we ask clients about their insurance needs, we hear quality, value, and hassle-free as being the most important components of a good health plan.

From preventative benefits to telehealth, to major medical and life, our solutions are designed to fit today's insurance consumers, providing benefits they desire and can actually use to increase wellness, reduce anxiety and save them time.
Services
Michael O'Brien founded his brokerage firm more than two decades ago.
Serving hundreds of Individuals and Businesses throughout Virginia, Maryland and the Mid-Atlantic, Michael provides Individual & Group Health, Life, Disability and other supplemental health benefits that focus on health and financial wellness.
Working with dozens of top carriers, he provides completely unbiased approach offering FREE online quotes and is a FREE resource to help clients acquire the best insurance products to fit their needs.
As an independent broker working with multiple carriers and vendors, we offer an unbiased approach.
We are successful through client retention, and through not high commissions and premiums.
Review our EASY process below and request a consult today!
As benefit advisors, and a FREE resource to you, we will help you select the best options to fit your needs.
Our goal is NOT just to sell you an insurance policy.
Our no-cost review of your current plan and benefit needs analysis is designed to flesh out the best benefit strategies to save you money while enhancing benefits and increasing employee health and satisfaction.
In today's economy, most employees need more than health insurance to feel financially secure.
When purchased at low group rates, voluntary benefits are an affordable way to for employees to alleviate financial worries.
As a FREE resource, we will help you select which voluntary benefits best serve the needs of your employees, helping them to be better prepared for life's unknowns, and without stretching the budget.
Surveys show that disability insurance tops the list as one of most desired benefits by employees.
Sometimes it's hard to adequately protect your strongest assets, the key people who make your company run and succeed.
When key personnel suffer an illness or injury, it can lead to an enormous strain on the company, or worse it can wipe it out.
Key Person Benefits can protect a business owner from this type of loss, and additionally, because traditional group insurance only covers a fraction of a key executive's high income, a key person life or disability policy will adequately protect you, your key people and their families from loss, should the unexpected happen.
If you would like to request our services or need additional information, please contact us.
As a business owner, you probably never realized you would have to become an expert in HR - benefits, payroll, recruiting and more.
Companies of all sizes face the risk of penalties for just one missed compliance regulation or deadline, especially as the laws and regulations for HR become more and more complex.
With a dental savings plan you pay an annual fee and get access to significantly reduced rates.
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