The only accident coverage that you can buy for as a little as a day or as long as a year. Insurance coverage is underwritten by StarNet Insurance Company (domiciled in Iowa - California Certificate of Authority #6978), 2445 Kuser Road, Suite 201, Hamilton Square, NJ 08690. Because a little accident can cost big (take it from our friend, Matt)! Since 2011, the average deductible for an individual health insurance plan has risen to over $4,000.
That doesn't include the costs for gear repairs, altered travel plans, and missed work. That's where Buddy comes in. Our benefits are paid directly to you. For instance, you may receive $500 for a trip to the ER for a covered accident. And you can use that benefit where you need it most (such as paying your deductible or even replacing gear). Go ahead, be fearless.
Buddy's got your back.
That doesn't include the costs for gear repairs, altered travel plans, and missed work. That's where Buddy comes in. Our benefits are paid directly to you. For instance, you may receive $500 for a trip to the ER for a covered accident. And you can use that benefit where you need it most (such as paying your deductible or even replacing gear). Go ahead, be fearless.
Buddy's got your back.
Services
Buddy's three founders come from different backgrounds in marketing, technology, and insurance, but share the same love of the great outdoors.
When they started noticing some of their friends getting out there less often, or worse, selling some of their gear, they asked why.
Apparently getting into even a small accident can be expensive.
Since 2011, out-of-pocket costs for healthcare have sky-rocketed.
There were a few ways to help offset that financial pain, but none that fit an active lifestyle or that felt modern.
When they started noticing some of their friends getting out there less often, or worse, selling some of their gear, they asked why.
Apparently getting into even a small accident can be expensive.
Since 2011, out-of-pocket costs for healthcare have sky-rocketed.
There were a few ways to help offset that financial pain, but none that fit an active lifestyle or that felt modern.
Accident insurance provides benefits to the policyholder if they are hurt unexpectedly.
In the US, most accident insurance is designed to be sold as supplementary coverage to an existing health insurance plan.
Accident insurance is typically considered to be part of the category of insurance products called accident and health.
While accidents and their causes vary wildly, the general definition of an accident is "an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury."
In the US, most accident insurance is designed to be sold as supplementary coverage to an existing health insurance plan.
Accident insurance is typically considered to be part of the category of insurance products called accident and health.
While accidents and their causes vary wildly, the general definition of an accident is "an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury."
Buddy is an insurance agency built for outdoor enthusiasts.
We are adventurers, techies, and insurance innovators and we're creating a platform to protect you as you enjoy an active, outdoor life.
Depending on what your deductible is, or how high your coinsurance responsibility is, a spill on trail could cost you thousands of dollars out-of-pocket, even with health insurance.
Learn more about our friend's accident, and more about how you can find your gap areas here.
Sign up below to be notified when we go live in your state.
We are adventurers, techies, and insurance innovators and we're creating a platform to protect you as you enjoy an active, outdoor life.
Depending on what your deductible is, or how high your coinsurance responsibility is, a spill on trail could cost you thousands of dollars out-of-pocket, even with health insurance.
Learn more about our friend's accident, and more about how you can find your gap areas here.
Sign up below to be notified when we go live in your state.
Insurance has never been easier.
You can now cover your customers and members with the only on-demand accident insurance in the market.
It's simple to set up, and it's as easy as checking a box for your users.
On-demand accident coverage provides another layer of risk protection for your organization, improved customer conversion, and financial support for customers.
This demonstrates a proactive approach to market challenges and cements your organization as having the best interests of the customer in mind.
You can now cover your customers and members with the only on-demand accident insurance in the market.
It's simple to set up, and it's as easy as checking a box for your users.
On-demand accident coverage provides another layer of risk protection for your organization, improved customer conversion, and financial support for customers.
This demonstrates a proactive approach to market challenges and cements your organization as having the best interests of the customer in mind.
After an accident, it's important that you notify us as soon as possible (and no more than 30 days after the accident) so we can get your claim started.
If you don't have all the information when you notify us, that's ok, we can get the rest of the details later.
Please send us an email at claims@iambuddy.com to get started.
Soon, you will be able to start a claim through our customer portal.
Report your claim to us as soon as possible.
If you are not able to do so within 30 days, you will need to confirm the reason for the delay.
If you don't have all the information when you notify us, that's ok, we can get the rest of the details later.
Please send us an email at claims@iambuddy.com to get started.
Soon, you will be able to start a claim through our customer portal.
Report your claim to us as soon as possible.
If you are not able to do so within 30 days, you will need to confirm the reason for the delay.
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