NLC continues to write in most New England states with written premiums of about $85,000,000 and employs approximately 90 people. Homeowners insurance accounts for about 50% of the Company's writings. Other products offered include personal automobile, dwelling fire, commercial package policies and personal and commercial umbrella policies. NLC currently does business with over 300 independent agencies throughout New England.
NLC is a proud member of the National Association of Mutual Insurance Companies, the Property Casualty Insurance Association of America, American Association of Insurance Services and other important Property Casualty organizations on both state and federal levels. NLC is very proud of its over 190 years of service to Agents and Policyholders as well as its excellent, professional staff and we look forward to many more successful years of service.
NLC is a proud member of the National Association of Mutual Insurance Companies, the Property Casualty Insurance Association of America, American Association of Insurance Services and other important Property Casualty organizations on both state and federal levels. NLC is very proud of its over 190 years of service to Agents and Policyholders as well as its excellent, professional staff and we look forward to many more successful years of service.
Services
No matter what type of insurance you're shopping for, visiting your local insurance agent has many advantages over buying online.
Expert Advice: Researching insurance questions on your own can be time consuming and misleading.
By speaking with an agent, you'll rest assured knowing the answers to your questions are backed by professional experience.
Insurance Tailored to You: Agents will get to know you and determine your insurance needs.
Your agent will always make sure you are purchasing the right amount of coverage for your situation.
Expert Advice: Researching insurance questions on your own can be time consuming and misleading.
By speaking with an agent, you'll rest assured knowing the answers to your questions are backed by professional experience.
Insurance Tailored to You: Agents will get to know you and determine your insurance needs.
Your agent will always make sure you are purchasing the right amount of coverage for your situation.
Bodily Injury Liability Coverage - Protects against claims that result in bodily injury to others caused by an automobile accident for which an insured is legally responsible.
Property Damage Liability Coverage - Protects against claims that result in damage to the property of others caused by an automobile accident for which an insured is legally responsible.
Medical Payments Coverage - Provides coverage for bodily injury to an insured, family member, or a passenger in an insured vehicle regardless of who is responsible for an accident.
Property Damage Liability Coverage - Protects against claims that result in damage to the property of others caused by an automobile accident for which an insured is legally responsible.
Medical Payments Coverage - Provides coverage for bodily injury to an insured, family member, or a passenger in an insured vehicle regardless of who is responsible for an accident.
NLC offers coverage for persons who own a house in the states of Connecticut, Rhode Island, and Massachusetts.
Other structures on the insured location are also covered up to 10% of the amount of coverage on the house.
These structures can include a detached garage, play house, storage shed, or swimming pool.
Additional coverage limits can be purchased as needed.
Personal Property owned by the policyholder is covered up to 50% of the amount of coverage on the house.
The property that is covered includes personal belongings, household furniture, and equipment used to service the insured residence.
Other structures on the insured location are also covered up to 10% of the amount of coverage on the house.
These structures can include a detached garage, play house, storage shed, or swimming pool.
Additional coverage limits can be purchased as needed.
Personal Property owned by the policyholder is covered up to 50% of the amount of coverage on the house.
The property that is covered includes personal belongings, household furniture, and equipment used to service the insured residence.
NLC has a long tradition of insuring one and two family houses that are rented to others in the states of Connecticut, Massachusetts, and Rhode Island.
Coverage can also be written for condominium units that are rented to others.
Personal Property owned by the policyholder can be insured.
This coverage is not automatically provided in the Dwelling policy and must be specifically requested.
Fair Rental Value coverage provides up to 10% of the dwelling amount if the tenants cannot occupy the house due to a loss covered by the policy.
Coverage can also be written for condominium units that are rented to others.
Personal Property owned by the policyholder can be insured.
This coverage is not automatically provided in the Dwelling policy and must be specifically requested.
Fair Rental Value coverage provides up to 10% of the dwelling amount if the tenants cannot occupy the house due to a loss covered by the policy.
When a serious automobile accident or other liability claim with serious injuries happens, the cost to pay for these injuries may be more than the coverage provided by a person's automobile or homeowner policy.
This problem would be solved if the person had purchased a Personal Umbrella policy from NLC.
This coverage provides liability insurance for claims that have values in excess of what is covered on a person's Automobile or Homeowners policy.
An Umbrella policy provides a coverage limit of $1 million.
This problem would be solved if the person had purchased a Personal Umbrella policy from NLC.
This coverage provides liability insurance for claims that have values in excess of what is covered on a person's Automobile or Homeowners policy.
An Umbrella policy provides a coverage limit of $1 million.
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