Randy Reichardt Insurance Agency
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At the Randy Reichardt Insurance Agency we are dedicated to providing friendly service and competitive rates on insurance for families and businesses alike. We want to be of service to you, our customer, by listening to your needs and by using our knowledge and experience to advise you of the right policies to fit your current life situation and risk profile.

We strive to be active in the community by volunteering our time and supporting organizations who assist those in need. We participate in our Chamber of Commerce, support our local teams and give to charitable organizations who make a difference. We are invested in the growth of our agency by both the number of people we employ and the individual training/support our employees receive.

We believe that by growing ourselves, we affect the growth and stability of the area we live in and love. We want you to know that we aren't happy with staying the same or doing business the way it has traditionally been done. We are setting our sights on being innovative thinkers and embracing the changing times both internally and with our Insurance company partners.
Services
If you've had a positive experience with our agency, one of the best things you can do as a client of our agency is to leave us a genuine online review.
We would be grateful if you took a few seconds to do this!.
It couldn't be easier, and it helps us tremendously in terms of other people finding our agency online.
Your referrals mean the world to us.
We work hard to earn each referral with great service and appreciation for your business every day.
As our way of saying thank you, we're kicking off our new "Help Our Community" referral program.
We love supporting the small business and charitable organizations in our community, so we've tied referrals and charitable giving together.
We will hold a quarterly drawing from all the names of people that referred someone to us.
For our quarterly drawing, the prize is $100 and is given to the charity of the winner's choice.
We'll explain Original Medicare (Parts A and B) and private insurance plans that supplement it.
If you are not receiving retirement benefits when you turn 65 you will need to manually enroll.
You'll do so during your initial enrollment period.
Your initial enrollment period (IEP) is a seven-month period that begins three months before you turn 65 and ends three months later.
Inpatient care in a hospital - When you're admitted to the hospital as an inpatient after an official doctor's order, which says you need inpatient hospital care to treat your illness or injury.
Medicare Supplements, also known as Medigap, are insurance plans that help fill "gaps" in Original Medicare.
Original Medicare pays for much, but not all, of the cost for covered health care services and supplies.
Medigap plans are standardized, meaning they have the same coverage no matter which company you buy them from.
The only difference there will ever be is price.
When you receive Medicare-related healthcare with a Medicare Supplement, your doctor will bill Medicare for the services rendered.
Medicare Advantage Plans, sometimes called Part C, are a type of Medicare insurance plan offered by a private company that contracts with Medicare to provide all your Part A and Part B benefits.
Medicare Advantage Plans cover all Medicare services and offer additional benefits Original Medicare does not.
Health Maintenance Organization (HMO) Plans - In HMO Plans, you generally must get your care and services from providers in the plan's network except for emergency care, out-of-area urgent care, or out-of-area dialysis.
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