ShelterPride is the unique risk appraisal and underwriting program we provide at no charge to our policyholders. It helps us be sure we have the right information on your home, so you have the right amount of protection if you ever have a loss. At Narragansett Bay Insurance Company, our purpose is simple and clear: we work to provide peace of mind to Responsible Homeowners living in coastal regions.
That's why NBIC exists. Heritage is a property and casualty insurance holding company headquartered in Clearwater, Florida. Through its subsidiaries, Heritage Property & Casualty Insurance Company, Zephyr Insurance Company, and NBIC Holdings, Inc., the Company writes personal and commercial residential premium through a large network of experienced agents in Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia.
That's why NBIC exists. Heritage is a property and casualty insurance holding company headquartered in Clearwater, Florida. Through its subsidiaries, Heritage Property & Casualty Insurance Company, Zephyr Insurance Company, and NBIC Holdings, Inc., the Company writes personal and commercial residential premium through a large network of experienced agents in Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia.
Services
Narragansett Bay Insurance Company (NBIC) is a leading specialty underwriter of homeowners insurance products and services in states along the Eastern seaboard.
The company currently provides homeowners coverage in Connecticut, Delaware, Maryland, Massachusetts, New Jersey, New York, Rhode Island, and Virginia - with plans to add additional states.
Headquartered in Johnston, Rhode Island, Narragansett Bay Insurance offers its products and services through an extensive network of independent agents.
The company currently provides homeowners coverage in Connecticut, Delaware, Maryland, Massachusetts, New Jersey, New York, Rhode Island, and Virginia - with plans to add additional states.
Headquartered in Johnston, Rhode Island, Narragansett Bay Insurance offers its products and services through an extensive network of independent agents.
Narragansett Bay offers insurance products in homeowners, renters, and dwelling fire currently in these states: Connecticut, Delaware, Maryland, Massachusetts, New Jersey, New York, Rhode Island, and Virginia.
With our specialized regional underwriting and loss control process, we can provide competitively priced coverage for responsible policyholders.
Narragansett Bay Insurance is committed to insuring one of your largest investments, your home.
The best way to protect it is through a homeowners insurance policy.
With our specialized regional underwriting and loss control process, we can provide competitively priced coverage for responsible policyholders.
Narragansett Bay Insurance is committed to insuring one of your largest investments, your home.
The best way to protect it is through a homeowners insurance policy.
The following are general questions that frequently arise as a result of a loss or occurrence.
The questions and answers are general in nature and do not apply to all situations.
If you have a loss, it is always best to call Narragansett Bay Insurance Company at 800-343-3375 (option 2, 1), or contact your agent for information and advice.
Narragansett Bay's standard home, condominium, or renters policies cover damage to your home and personal property for accidental discharge of water from a plumbing system.
The questions and answers are general in nature and do not apply to all situations.
If you have a loss, it is always best to call Narragansett Bay Insurance Company at 800-343-3375 (option 2, 1), or contact your agent for information and advice.
Narragansett Bay's standard home, condominium, or renters policies cover damage to your home and personal property for accidental discharge of water from a plumbing system.
Protect yourself and others.
If your property has sustained structural damage or if you are uncertain about its safety, contact local officials before entering your property.
Make necessary emergency repairs to avoid additional damage and take pictures of the damage, if possible.
If your claim is the result of an action that constitutes a crime, such as burglary, be sure to report the incident to your local police department as soon as possible.
Keep your contact information up-to-date: Please notify your agent of any changes to your mailing address, telephone number, e-mail or mortgage company.
If your property has sustained structural damage or if you are uncertain about its safety, contact local officials before entering your property.
Make necessary emergency repairs to avoid additional damage and take pictures of the damage, if possible.
If your claim is the result of an action that constitutes a crime, such as burglary, be sure to report the incident to your local police department as soon as possible.
Keep your contact information up-to-date: Please notify your agent of any changes to your mailing address, telephone number, e-mail or mortgage company.
ShelterPride ensures we have the right information about your home by surveying and documenting an accurate record, making it faster and easier for you to make a claim and recover your loss.
With ShelterPride, a representative will visit your home and conduct a personalized and professional survey of the interior and exterior to ensure you have the correct coverage based on current replacement costs.
In some cases, your home may be over-insured, entitling you to a reduction in your premium.
Our in home review will help you discover any hazards or potential threats that could make your home vulnerable to a loss.
With ShelterPride, a representative will visit your home and conduct a personalized and professional survey of the interior and exterior to ensure you have the correct coverage based on current replacement costs.
In some cases, your home may be over-insured, entitling you to a reduction in your premium.
Our in home review will help you discover any hazards or potential threats that could make your home vulnerable to a loss.
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