Many people instantly think of covering final expenses as a reason for purchasing life insurance. It is true that life insurance can provide death benefit protection that passes to beneficiaries generally income tax free, but it can do so much more. Neither Midland National nor its agents give tax advice. Consult with and rely on a qualified legal or tax advisor before entering into or paying additional premiums with respect to such arrangements.
Services
PC Klose Insurance is owned and operated by Curt Klose of Suffield, CT.
We serve the greater New England area and Curt is a licensed insurance agent in the state of Connecticut, Massachusetts, New Hampshire and Vermont.
Additionally, he holds licenses in Florida, South Carolina, and North Carolina.
Numerous national, as well as regional honors, have been received by Curt because of the work he does for his clients.
Midland National has been providing fixed annuities and life insurance policies to individuals and families across the United States since 1906.
We serve the greater New England area and Curt is a licensed insurance agent in the state of Connecticut, Massachusetts, New Hampshire and Vermont.
Additionally, he holds licenses in Florida, South Carolina, and North Carolina.
Numerous national, as well as regional honors, have been received by Curt because of the work he does for his clients.
Midland National has been providing fixed annuities and life insurance policies to individuals and families across the United States since 1906.
Help individuals grow and protect their retirement nest egg with the potential for stock market linked interest credits with a Fixed Index Annuity.
NEVER in 44 years has one of our clients' lost value because of stock market decline!.
IRA, SEP IRA, Roth IRA, 401(k) and 403(b) rollovers into annuity programs which also provide for safety of principle and lifelong income payments.
Offering life insurance solutions to help with college funding, family income, mortgage protection and final expenses.
NEVER in 44 years has one of our clients' lost value because of stock market decline!.
IRA, SEP IRA, Roth IRA, 401(k) and 403(b) rollovers into annuity programs which also provide for safety of principle and lifelong income payments.
Offering life insurance solutions to help with college funding, family income, mortgage protection and final expenses.
I have life insurance through work already and it costs me very little, why should I purchase a plan in addition to that?.
Anytime you have coverage through your employer it should be considered a "bonus" and know that in most cases your beneficiary will never receive a payment from it.
The coverage is only in effect while you work there; if you retire, there may be a conversion privilege that allows you to continue the coverage but at your retirement age.
A critical factor in life insurance premiums is "age when coverage is purchased" - so your retirement age would likely be much higher and premiums more than if you purchased a policy (one YOU own) at a younger age.
Anytime you have coverage through your employer it should be considered a "bonus" and know that in most cases your beneficiary will never receive a payment from it.
The coverage is only in effect while you work there; if you retire, there may be a conversion privilege that allows you to continue the coverage but at your retirement age.
A critical factor in life insurance premiums is "age when coverage is purchased" - so your retirement age would likely be much higher and premiums more than if you purchased a policy (one YOU own) at a younger age.
You have worked hard over the years and now have to make choices about how to take your pension benefits.
The Pension Maximization concept allows you to get the most out of your pension benefits without disinheriting those you love by using life insurance to provide for your spouse.
I offer a free review and analysis of your benefits to see how you can MAXIMIZE your pension.
Life insurance policies have come a long way in the past 10-15 years; Indexed Universal Life is just one example.
Learn how this policy can allow you greater growth opportunity, perhaps to help retirement supplemental income, without risking your funds in the stock market.
The Pension Maximization concept allows you to get the most out of your pension benefits without disinheriting those you love by using life insurance to provide for your spouse.
I offer a free review and analysis of your benefits to see how you can MAXIMIZE your pension.
Life insurance policies have come a long way in the past 10-15 years; Indexed Universal Life is just one example.
Learn how this policy can allow you greater growth opportunity, perhaps to help retirement supplemental income, without risking your funds in the stock market.
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