Insurance & Benefits Advisors
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We offer all Affordable Care Act (ACA) major medical carriers, both on and off the marketplace exchange for individuals and employer group plans. Some carriers that we offer are UnitedHealthcare, Aetna, Humana, Blue Cross Blue Shield, Healthfirst, Oscar, Molina, Bright Health, and Advent Health. This is now available from 1 month up to 3 consecutive years, with a fixed rate premium for all 3 years.

It is ideal for those who cannot afford Major Medical or simply don't need it. We help you evaluate which type of plan is right for you. We help you to plan for the unforeseen so that you are free to live your life and focus on what is important to you. Confused when trying to determine whether a Medicare Advantage Plan or a Medicare Supplement Plan, also known as Medigap, is the best option?

We can help. Our team of experienced AHIP-certified Medicare specialists guide our clients with education and support to enroll in the plan that meets their needs and budget. Millions of Americans are shopping for and purchasing senior medical products during this time.
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Our consultative approach assures our clients the exact level of benefits needed, providing the greatest value while reducing risk and eliminating unnecessary costs.
Insurance doesn't have to be confusing and frustrating.
Insurance & Benefits Advisors was founded to serve individuals and families, as well as the self-employed and small to medium-size businesses clients, with the same specialized benefits typically available only to large corporations.
As a benefits consultant to small businesses, Gina Simms experienced the frustration of dealing with "out of the box" benefits offered by many brokers.
As an employer in today's business world, Insurance and Benefit Advisors knows how important it is to offer health insurance to your employees.
Cost of benefits too high?
No problem.
We will work with your employees directly to help them find the most affordable coverage.
We also offer hybrid-type plans that can be customized to meet your needs and theirs.
We work with employers to promote a positive culture and cover employees within everyone's budget.
Whether it's a full major medical package or individual and voluntary benefits only, we've got you covered.
Insurance and Benefits Advisors thrives in and because of the communities it serves.
Our mission is to Empower and Educate our clients to get the very best access to medical care, at the lowest possible cost of both coverage and out of pocket expenses.
We know that health insurance impacts both health and finances.
We offer educational events for our clients, communities, Association affiliated members and Faith-based organization.
Affordable coverage, better care, and improved health outcomes are possible.
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