Sentinel Assurance Group
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Do I need to buy rental car insurance? The trip you've been planning is finally here. After a long flight, you collect your luggage and head to the rental car counter. As you review the paperwork, the agent asks, "Do you want insurance on the car?" You frantically try to remember if your auto insurance policy covers rental cars. And wasn't there something about rental car coverage in that last email from your credit card company?

It seems like you may not need it, but you really can't remember the details. You end up buying the coverage just to be safe. Did you waste your money? It depends: There really isn't a one-size-fits-all answer when it comes to buying rental car insurance. However, there are a few things to consider that will help you determine if it's right for you.

What does the rental car company offer? 1. Collision damage waiver means that the rental car company won't charge you if the vehicle is damaged or stolen during your rental period. 2. Supplemental liability protection covers costs to others if you cause an accident in the rental.
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