With over 20 years of experience, Alliance Insurance Brokerage makes it easier than ever to save on insurance. We give consumers access to a large group of highly-rated insurance companies that deliver value, financial security and peace of mind. We believe that there's no need to shop when we can do it for you.
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The Affordable Care Act (or health care reform law) is changing how individuals will obtain health insurance and it is called the Health Insurance Marketplace (AKA exchanges).
Individuals can choose from multiple insurance companies on the marketplace.
Each plan must offer "essential health benefits" which include coverage for emergency room care, hospital stays, maternity and newborn care, prescription drugs and preventive care.
Things like co-payments, coinsurance and deductibles will still be part of most plans.
Individuals can choose from multiple insurance companies on the marketplace.
Each plan must offer "essential health benefits" which include coverage for emergency room care, hospital stays, maternity and newborn care, prescription drugs and preventive care.
Things like co-payments, coinsurance and deductibles will still be part of most plans.
Medicare is a health insurance program operated by the federal government.
Benefits are available to qualifying individuals age 65 or older, certain disabled individuals under age 65, and those suffering from end-stage renal disease.
There are two parts of your Medicare insurance.
Part A (Hospital) and Part B (Medical).
These only cover a portion of your medical claims and that is why it is recommended that you have a Medicare Supplement plan (aka Medigap, Tie-In).
In this situation, Medicare is your primary provider and the Medicare Supplement is your secondary provider.
Benefits are available to qualifying individuals age 65 or older, certain disabled individuals under age 65, and those suffering from end-stage renal disease.
There are two parts of your Medicare insurance.
Part A (Hospital) and Part B (Medical).
These only cover a portion of your medical claims and that is why it is recommended that you have a Medicare Supplement plan (aka Medigap, Tie-In).
In this situation, Medicare is your primary provider and the Medicare Supplement is your secondary provider.
Contrary to popular belief, there is no coverage by Medicare, Medicare Supplements or HMO's for long stays in a nursing facility or for home health care, even if you were hospitalized before the need for such care.
The only way to have insurance for long term nursing care is to buy a long term care policy.
You must be in good health in order to qualify for the coverage.
The younger you are when you buy the plan, the lower the annual cost.
The best policies offer broad coverage for care including nursing home care, home health care and benefits for people needing assisted living care.
The only way to have insurance for long term nursing care is to buy a long term care policy.
You must be in good health in order to qualify for the coverage.
The younger you are when you buy the plan, the lower the annual cost.
The best policies offer broad coverage for care including nursing home care, home health care and benefits for people needing assisted living care.
As an independent agent, Alliance Insurance Brokerage is able to research several companies with different focuses and underwriting guidelines.
The goal is to save you money while getting the most coverage possible.
Return of Premium Term - Guaranteed Premiums for 15, 20, or 30 years with 100% return of all premiums paid at the end of the term.
The goal is to save you money while getting the most coverage possible.
Return of Premium Term - Guaranteed Premiums for 15, 20, or 30 years with 100% return of all premiums paid at the end of the term.
Alliance Insurance Brokerage offers fixed annuity and equity Indexed annuity contracts with several different companies in the states of Kansas and Missouri.
Fixed annuities are contracts with an insurance company that offer tax-deferred interest for a commitment of dollars over time.
Fixed annuities offer certain minimum guaranteed interest rates, have limited withdrawal privileges, all interest grows tax deferred and opportunities to receive pay outs over a set period of time or life.
Many fixed annuities have provisions and riders that offer death benefits and free withdrawals for certain situations like confinement in a nursing home or terminal illness.
Fixed annuities are contracts with an insurance company that offer tax-deferred interest for a commitment of dollars over time.
Fixed annuities offer certain minimum guaranteed interest rates, have limited withdrawal privileges, all interest grows tax deferred and opportunities to receive pay outs over a set period of time or life.
Many fixed annuities have provisions and riders that offer death benefits and free withdrawals for certain situations like confinement in a nursing home or terminal illness.
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