Kerns Insurance Agency is an independent insurance agency. As independent insurance agents, we are able to provide quotes from many different carriers so you get exactly what you need for your situation at a good price. We sell almost every type of insurance. If we don't sell it, we will get you connected to a trusted company who does. Health (Medicare Advantage, Supplements, Prescription Drug Plans, individual health, small group health).
We believe in being honest and upfront with people. At Kerns Insurance, we will always be upfront and honest, even if the news is not necessarily what you want to hear. Being a small town insurance agency is perfect for us. Our clients are not just a number or a faceless application; they are people we see and interact with when we go to the grocery store, at school sporting events or at a local restaurant.
So, if you want an agency who is honest, tells it like it is and will treat you like family, stop by and see us. Ed spent his early years as a police officer.
We believe in being honest and upfront with people. At Kerns Insurance, we will always be upfront and honest, even if the news is not necessarily what you want to hear. Being a small town insurance agency is perfect for us. Our clients are not just a number or a faceless application; they are people we see and interact with when we go to the grocery store, at school sporting events or at a local restaurant.
So, if you want an agency who is honest, tells it like it is and will treat you like family, stop by and see us. Ed spent his early years as a police officer.
Services
For most of us, our home is our largest asset.
It is important to understand what your insurance policy covers, and to make sure you have the right coverage for your situation.
Whether you want liability only or want to fully insure your brand new Cadillac, we have you covered.
No matter if your driving record is pristine or as long as your arm, we will work with you to get the best rates possible.
Whether you need a group health policy, a Medicare Advantage policy, a Medicare Supplement policy, or a Medicare Prescription Drug policy, we are here to help you navigate the complex world of health insurance.
It is important to understand what your insurance policy covers, and to make sure you have the right coverage for your situation.
Whether you want liability only or want to fully insure your brand new Cadillac, we have you covered.
No matter if your driving record is pristine or as long as your arm, we will work with you to get the best rates possible.
Whether you need a group health policy, a Medicare Advantage policy, a Medicare Supplement policy, or a Medicare Prescription Drug policy, we are here to help you navigate the complex world of health insurance.
Your declarations page or your "deck" page lists your current coverage and limits.
This is very useful in understanding what you have and making sure all your needs are covered.
If you are interested in personal home or auto quotes, you can download and complete the quote sheets below (in the Downloads section).
It isn't required, but it will save you answering the questions when you get into the office.
If you don't want to complete the paperwork, no worries.
We will just ask the questions during your visit.
This is very useful in understanding what you have and making sure all your needs are covered.
If you are interested in personal home or auto quotes, you can download and complete the quote sheets below (in the Downloads section).
It isn't required, but it will save you answering the questions when you get into the office.
If you don't want to complete the paperwork, no worries.
We will just ask the questions during your visit.
As independent agents, we are able to choose from many different insurance companies, not just one.
That lets us shop around for the best policy at the lowest price.
Many of the companies we partner with spend less money on advertising and have more competitive pricing.
That means more money in your pocket!
A deductible is the portion of a claim you pay before the insurance kicks in.
So, for example, if it will cost $3,000 to get your car fixed and you have a $500 deductible, you pay $500 and the insurance company pays $2,500.
That lets us shop around for the best policy at the lowest price.
Many of the companies we partner with spend less money on advertising and have more competitive pricing.
That means more money in your pocket!
A deductible is the portion of a claim you pay before the insurance kicks in.
So, for example, if it will cost $3,000 to get your car fixed and you have a $500 deductible, you pay $500 and the insurance company pays $2,500.
Our customers mean the world to us.
We appreciate so many customers who take the time to share their experience.
We are very proud of the way we treat our customers and hope you take the time to read what they have said about their experience with us.
Now, you can get rewarded for sharing your experience!
We appreciate so many customers who take the time to share their experience.
We are very proud of the way we treat our customers and hope you take the time to read what they have said about their experience with us.
Now, you can get rewarded for sharing your experience!
This letter is hard for me to write, so with a tear in my eye and lump in my throat, after 47 years in the insurance business I have decided to semi-retire.
I have been thinking of doing this for the past two years and have been looking for another agency to take over and treat my clients like I have for the past several years.
I will still be writing life insurance and Medicare Supplements, so I will not be retiring completely.
The agents taking over my agency will be Ed and Alyssa Kerns.
They own an insurance agency in Loogootee, IN and have been in the insurance business for several years.
I have been thinking of doing this for the past two years and have been looking for another agency to take over and treat my clients like I have for the past several years.
I will still be writing life insurance and Medicare Supplements, so I will not be retiring completely.
The agents taking over my agency will be Ed and Alyssa Kerns.
They own an insurance agency in Loogootee, IN and have been in the insurance business for several years.
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