We are proud to be an independent agency, which gives us the advantage of representing over 50 top-rated national and regional insurance companies for Health, Life, Auto, Home, Commercial Insurance, Employee Benefits and Medicare Plans. Unlike many local agents who are able to represent ONLY their company, we give you options to ensures you're getting the best possible coverage at the best possible price.
At Carbone Insurance Services, Inc., our priority is to meet our customers' needs through friendly, knowledgeable service and the commitment to providing innovative insurance solutions.
At Carbone Insurance Services, Inc., our priority is to meet our customers' needs through friendly, knowledgeable service and the commitment to providing innovative insurance solutions.
Services
Medicare Part A covers your hospital expenses.
This includes hospital stays, skilled nursing care, hospice, and home health-care services.
You may have to pay various deductibles, coinsurance, and copayments.
You earn Part A by paying taxes toward Medicare while working for 10 years (or 40 quarters).
If you did not earn Part A, you will pay a premium.
Medicare Part B covers services that treat illnesses or conditions such as doctor's office visits, lab work, x-rays, and outpatient surgeries.
It also covers preventive services like cancer screenings and flu shots.
This includes hospital stays, skilled nursing care, hospice, and home health-care services.
You may have to pay various deductibles, coinsurance, and copayments.
You earn Part A by paying taxes toward Medicare while working for 10 years (or 40 quarters).
If you did not earn Part A, you will pay a premium.
Medicare Part B covers services that treat illnesses or conditions such as doctor's office visits, lab work, x-rays, and outpatient surgeries.
It also covers preventive services like cancer screenings and flu shots.
Life insurance may be one of the most important purchases you'll ever make.
In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more.
If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!
Term Insurance is the most affordable type of insurance when initially purchased, is designed to meet temporary needs.
In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more.
If you're considering securing you and your family's financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!
Term Insurance is the most affordable type of insurance when initially purchased, is designed to meet temporary needs.
Personal Insurance products from Carbone Insurance provides our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages.
How we serve you is as important as what we provide.
First, we listen to you, and then we discuss your needs and answer your questions.
Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.
We partner with the best insurance carriers to offer you a wide array of personal insurance solutions that are designed to meet your unique needs.
How we serve you is as important as what we provide.
First, we listen to you, and then we discuss your needs and answer your questions.
Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective.
We partner with the best insurance carriers to offer you a wide array of personal insurance solutions that are designed to meet your unique needs.
As a business owner, you have enough on your mind without having to worry about your insurance needs.
You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs.
Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy.
There are various types of commercial business insurance that takes care of property, liability and workers' compensation, to name a few.
While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees.
You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs.
Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy.
There are various types of commercial business insurance that takes care of property, liability and workers' compensation, to name a few.
While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees.
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