Hilburn Insurance Group, LLC is an independent insurance agency specializing in Medicare & Life Insurance Insurance Solutions. We work with the major insurance companies so we can offer our clients appropriate coverage for them. Our clients are located all across Texas, Louisana & Arkansas giving us a great feel for the insurance landscape.
We design plans with a focus on low costs, and proper benefit structure, which we combine with personalized insurance advice aimed at helping our clients make better-informed decisions.
We design plans with a focus on low costs, and proper benefit structure, which we combine with personalized insurance advice aimed at helping our clients make better-informed decisions.
Services
Hilburn Insurance Group is dedicated to helping every client that walks through our doors find affordable, reliable insurance packages.
We're skilled: we've been serving people in Texas, Arkansas, Louisiana and Oklahoma for over 10 years.
We're knowledgeable: our experienced insurance brokers know how to navigate the insurance system to find you amazing rates.
We're informative: we send out a newsletter twice a year to keep you informed about changes in insurance and retirement law.
Our mission is to provide our clients with assistance in understanding and making the right decisions when it comes to insurance.
We're skilled: we've been serving people in Texas, Arkansas, Louisiana and Oklahoma for over 10 years.
We're knowledgeable: our experienced insurance brokers know how to navigate the insurance system to find you amazing rates.
We're informative: we send out a newsletter twice a year to keep you informed about changes in insurance and retirement law.
Our mission is to provide our clients with assistance in understanding and making the right decisions when it comes to insurance.
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans and Medicare Medical Savings Account Plans.
If you're enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs.
Then your Medigap policy pays its share.
Medicare offers prescription drug coverage to everyone with Medicare.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.
To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare.
Each plan can vary in cost and drugs covered.
These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-for-Service (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments.
Usually the term "annuity" relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company.
These videos are for educational purposes.
We represent many of the top carriers available.
We will review your unique situation and be able to offer you a variety of carrier products and plans to choose from.
Usually the term "annuity" relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company.
These videos are for educational purposes.
We represent many of the top carriers available.
We will review your unique situation and be able to offer you a variety of carrier products and plans to choose from.
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