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When you know you want to provide funds to your loved ones in the event you die prematurely, it's easy to find yourself confused by all of the different types of policies, and policy options, available. Term life insurance can be an affordable way to provide some financial protection for a specific period of time. Burial insurance covers your funeral costs.

The home mortgage is typically any american family's biggest investment as well as their largest monthly expense. Mortgage protection is more than a piece of paper, it's an investment into your family's future. With the proper coverage you can rest easy knowing your family will never lose their home, even if an unthinkable tragedy should occur. Final expense coverage is a life insurance policy that you purchase for a specific dollar amount ("face value").

You pay premiums periodically to keep the policy in force. If you die while the policy is still active, the insurance company pays the death benefit to the funeral home or individual(s) you named as the policy beneficiary(ies).
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When you know you want to provide life insurance benefits to your loved ones in the event you die prematurely, it's easy to find yourself confused by all of the different types of policies, and policy options, available.
Term life insurance can be an affordable way to provide some financial protection for a specific period of time.
Term life insurance coverage is just what it sounds like: life insurance for a specified policy term.
The coverage is in effect for a term of years that you choose up front, usually ranging from 10-30 years.
Guaranteed Issue Whole Life is a simple, affordable, benefit-packed product that will help you serve more clients in the final expense market.
Older clients can be especially sensitive about burdening their loved ones with after-death expenses.
In addition to funeral expenses, there can be unpaid medical bills, credit card and loan balances, not to mention ongoing household expenses.
Guaranteed Issue Whole Life (GIWL) is designed to provide these clients with comfort and peace-of-mind for just a few dollars a day.
Supplementing your retirement income, paying for children's educations or any other expenses.
Life insurance is designed to provide funds to your loved ones after you die, to help them maintain their standard of living, pay your final expenses, pay off mortgage loans or other debts or to provide legacy gifts to loved ones or organizations.
Universal life insurance is a type of permanent life insurance policy with features not included in whole life or term life insurance policies.
In addition to providing a death benefit, universal life insurance also provides flexible premiums, and includes a cash value savings component inside the policy.
A IUL product is known as a Indexed Universal Life product that provides immediate death benefit protection along with greater wealth accumulation potential through indexed-linked crediting strategies, downside market protection, tax advantages, and access to accumulated cash values through loans and withdrawals.
The unique and powerful combination of features can help provide a solution to alleviate a lifetime of concerns, even if those concerns change over time.
The IUL offers three distinct crediting strategies providing diversification and flexible customization options to help you meet your objectives.
The home mortgage is typically any American family's biggest investment as well as their largest monthly expense.
Mortgage protection is more than a piece of paper, it's an investment into your family's future.
With the proper coverage you can rest easy knowing your family will never lose their home, even if an unthinkable tragedy should occur.
As a homeowner, being able to pay your mortgage on time every month is important.
What would happen to your loved ones if you were to die prematurely, become disabled or critically ill, and your income suddenly disappeared?
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