Welcome to LTC.com - The premier Long Term Care insurance information center. We are here to help simplify the process of understanding Long Term Care, and help you decide if Long Term Care insurance is right for you. Long Term Care is assistance for people needing help with everyday activities. This assistance is usually needed because of an accident, prolonged illness, or the aging process.
This care can be provided in the home, Assisted Living Facilities, Nursing Homes, or other similar facilities. The assistance provided typically includes help with bathing, dressing, cooking, cleaning, toileting and transferring. Long Term Care services can typically cost between $20,000 to $100,000 per year depending upon what type of care you need and where you receive that care.
Long Term Care insurance helps cover these costs and allows you to choose both where you receive your care and the quality of your care. Most care is received in the home, while the rest is provided in Assisted Living Facilities, Nursing Homes, and other similar facilities.
This care can be provided in the home, Assisted Living Facilities, Nursing Homes, or other similar facilities. The assistance provided typically includes help with bathing, dressing, cooking, cleaning, toileting and transferring. Long Term Care services can typically cost between $20,000 to $100,000 per year depending upon what type of care you need and where you receive that care.
Long Term Care insurance helps cover these costs and allows you to choose both where you receive your care and the quality of your care. Most care is received in the home, while the rest is provided in Assisted Living Facilities, Nursing Homes, and other similar facilities.
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LTC.com is designed to improve your of understanding of Long Term Care and to simplify the process of buying Long Term Care insurance.
We offer industry-leading educational material that will help you better understand the nature and complexities of elder-care; including the impact that care giving has on the physical, emotional and financial well-being of family members.
With over twenty years experience helping people find solutions to their Long Term Care needs, we have learned an important lesson: information alone isn't enough.
We offer industry-leading educational material that will help you better understand the nature and complexities of elder-care; including the impact that care giving has on the physical, emotional and financial well-being of family members.
With over twenty years experience helping people find solutions to their Long Term Care needs, we have learned an important lesson: information alone isn't enough.
Good information leads to good decisions.
At LTC.com we are committed to offering reliable information about Long Term Care as well as Long Term Care insurance.
We recommend you follow these three steps to decide if Long Term Care insurance is right for you.
Start by either reading the 5-Minute Course: Do I need long term care insurance?, or watching the LTC Planning Video.
These will explain the basics of Long Term Care and how to successfully protect your assets, retirement income, and family from the financial burdens of nursing home, assisted living and home healthcare Long Term Care situations arising from diseases like Alzheimers and other long term debilitating ailments and injuries.
At LTC.com we are committed to offering reliable information about Long Term Care as well as Long Term Care insurance.
We recommend you follow these three steps to decide if Long Term Care insurance is right for you.
Start by either reading the 5-Minute Course: Do I need long term care insurance?, or watching the LTC Planning Video.
These will explain the basics of Long Term Care and how to successfully protect your assets, retirement income, and family from the financial burdens of nursing home, assisted living and home healthcare Long Term Care situations arising from diseases like Alzheimers and other long term debilitating ailments and injuries.
Long Term Care includes a wide range of medical and support services for people with a degenerative condition e.g.
Long Term Care is not necessarily medical care, but rather "custodial care."
Custodial care involves providing an individual assistance with activities of daily living or supervision of someone who is cognitively impaired.
Even though you plan to remain healthy, active and independent, there's a good chance, at some point, you'll need help.
You may think that Long Term Care services are covered by your health insurance, disability insurance or Medicare.
Long Term Care is not necessarily medical care, but rather "custodial care."
Custodial care involves providing an individual assistance with activities of daily living or supervision of someone who is cognitively impaired.
Even though you plan to remain healthy, active and independent, there's a good chance, at some point, you'll need help.
You may think that Long Term Care services are covered by your health insurance, disability insurance or Medicare.
A lot of us think that only senior citizens need to worry about Long Term Care, so we put off preparing for the possibility.
Unfortunately, untimely accidents or illnesses can strike at any age.
Forty percent of the 12 million Americans receiving Long Term Care are under age 65. (1) The truth is people of any age can develop serious conditions that require assistance with routine daily activities.
Long Term Care coverage premiums are based on your age at the time you apply for coverage, so the premium you would pay goes up with each birthday.
Unfortunately, untimely accidents or illnesses can strike at any age.
Forty percent of the 12 million Americans receiving Long Term Care are under age 65. (1) The truth is people of any age can develop serious conditions that require assistance with routine daily activities.
Long Term Care coverage premiums are based on your age at the time you apply for coverage, so the premium you would pay goes up with each birthday.
The government, both state and federal, is sending a strong message that it will not pay for Long Term Care for most Americans.
Are you looking for a fun date night activity for you and your spouse; how about shopping for Long Term Care insurance?
Admittedly, that doesn't sound like as much fun as dinner and a movie, but it could be an important step to securing your finan.
If you are interested in purchasing Long Term Care Insurance, we will connect you with a licensed Long Term Care Agent who will answer your questions, assess your needs and offer advice in an understandable manner.
Are you looking for a fun date night activity for you and your spouse; how about shopping for Long Term Care insurance?
Admittedly, that doesn't sound like as much fun as dinner and a movie, but it could be an important step to securing your finan.
If you are interested in purchasing Long Term Care Insurance, we will connect you with a licensed Long Term Care Agent who will answer your questions, assess your needs and offer advice in an understandable manner.
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