Darst Insurance Agency
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Darst Insurance Agency
We represent many different insurance companies so that we can secure our clients the right insurance options at the lowest cost to them. Since 1988, Darst Insurance Agency has delivered quality insurance solutions to individuals and businesses in North Carolina, South Carolina and the surrounding states. We specialize in Auto, Home and Business insurance coverage.

Our team of knowledgeable and experienced insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing personalized attention and award-winning customer service to create an experience that's difficult to find in today's market. At Darst Insurance Agency, we'll work with you to ensure that you and those you care about most are protected.
Services
As a locally owned and operated insurance agency in Walnut Cove, NC, Darst Insurance Agency is committed to providing quality insurance products for individuals and businesses.
We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.
Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs.
With Darst Insurance Agency, our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.
What is auto insurance?
Auto insurance protects you against financial loss if you have an accident.
It is a contract between you and the insurance company.
You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An auto insurance policy is comprised of six different kinds of coverage.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters.
A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy.
This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
With renters insurance, you will be able to replace what is damaged or stolen.
Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
However, renters insurance does not cover floods, earthquakes or routine wear and tear.
You can, however, buy separate policies for flood and earthquake damage.
If you are forced out of your home because of a disaster your additional living expenses will be covered.
Why do you need insurance for your motorcycle?
You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment.
If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
If you or a passenger is injured in an accident, medical costs can be extremely expensive.
If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
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