We have been serving the crop insurance needs of growers since 1986. Our field and office staff has over 100 years combined experience and are well equipped to address any questions or concerns you may have. Understanding the ins and outs of crop insurance can be a daunting task. Our agency understands the importance of providing you simple solutions to both common and complicated situations.
Curtis was raised on a canal irrigated farm in Rio Hondo, TX. He moved north to attend Tarleton State University where he graduated with a B.S. in Agriculture Science Teaching. He is also a graduate of the Texas A&M AgriLife Extension Master Marketer program. He spent 15 years as an Extension Agent and then joined Heifrin Crop in 1999. He specializes in Unit Division Options, New Breaking Requests, Written Agreements, and other niche crop insurance issues.
Curtis lives in Hillsboro and enjoys spending time with his two daughters, Cari and Leann, and their families. Teresa was raised in Malone, TX.
Curtis was raised on a canal irrigated farm in Rio Hondo, TX. He moved north to attend Tarleton State University where he graduated with a B.S. in Agriculture Science Teaching. He is also a graduate of the Texas A&M AgriLife Extension Master Marketer program. He spent 15 years as an Extension Agent and then joined Heifrin Crop in 1999. He specializes in Unit Division Options, New Breaking Requests, Written Agreements, and other niche crop insurance issues.
Curtis lives in Hillsboro and enjoys spending time with his two daughters, Cari and Leann, and their families. Teresa was raised in Malone, TX.
Services
Farmers like to spend their time in the field, not behind a desk.
Our staff uses its years of experience to make the paperwork and claims process hassle free.
Take a look at how we make sure your policy is error free, audit proof, and paying you all that it can.
Chasing down paperwork takes time away from running your operation, so we gather docs from FSA, elevators, gins, and others on your behalf.
Starting with complete and correct information is key for all the remaining steps your paperwork will go through.
Our staff uses its years of experience to make the paperwork and claims process hassle free.
Take a look at how we make sure your policy is error free, audit proof, and paying you all that it can.
Chasing down paperwork takes time away from running your operation, so we gather docs from FSA, elevators, gins, and others on your behalf.
Starting with complete and correct information is key for all the remaining steps your paperwork will go through.
For growers, it can be mind numbingly complex and frustrating choosing a plan to protect a year's worth of work and worry.
If you have ever looked at a crop insurance quote, then you know the possible options can look like alphabet soup.
In addition, participation in STAX and SCO hinges on how each crop is enrolled in ARC or PLC at FSA.
It is a lot to keep up with.
Our job is to hear your needs and get you into a policy that covers them.
Yield Protection (YP) policies insure producers against a loss in yield due to unavoidable, naturally occurring events.
If you have ever looked at a crop insurance quote, then you know the possible options can look like alphabet soup.
In addition, participation in STAX and SCO hinges on how each crop is enrolled in ARC or PLC at FSA.
It is a lot to keep up with.
Our job is to hear your needs and get you into a policy that covers them.
Yield Protection (YP) policies insure producers against a loss in yield due to unavoidable, naturally occurring events.
Although the name insinuates that crop-hail insurance only covers hail damage, many crop-hail policies actually cover other types of weather damage that could harm crops, including wind, lighting, fire, and vandalism.
Some policies also cover certain types of damage that occur during transportation.
Crop-Hail policies are not part of the Federal Crop Insurance Program and are provided directly to farmers by private insurers.
This means that, unlike Multi Peril Crop Insurance which is regulated by the RMA, rates and coverage can differ from one company to the next.
Some policies also cover certain types of damage that occur during transportation.
Crop-Hail policies are not part of the Federal Crop Insurance Program and are provided directly to farmers by private insurers.
This means that, unlike Multi Peril Crop Insurance which is regulated by the RMA, rates and coverage can differ from one company to the next.
Droughts can be crippling for livestock and forage producers.
They lead to increased feed costs, destocking, depopulating, or other actions.
Fortunately, these producers now have an insurance option to help their operations fight back against mother nature.
The Pasture, Rangeland, Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on your pasture, rangeland, or forage acres grown for the intended use of grazing by livestock or haying.
Rainfall Index (RI) - is based on weather data collected and maintained by the National Oceanic and Atmospheric Administration Climate Prediction Center (NOAA CPC).
They lead to increased feed costs, destocking, depopulating, or other actions.
Fortunately, these producers now have an insurance option to help their operations fight back against mother nature.
The Pasture, Rangeland, Forage (PRF) Pilot Insurance Program is designed to provide insurance coverage on your pasture, rangeland, or forage acres grown for the intended use of grazing by livestock or haying.
Rainfall Index (RI) - is based on weather data collected and maintained by the National Oceanic and Atmospheric Administration Climate Prediction Center (NOAA CPC).
You can control lots of things in your operation.
Unfortunately, the market is not one of them.
Livestock Risk Protection (LRP) policies can help protect livestock against decreases in value that are out of your control.
LRP is single-peril price risk coverage for future livestock sales.
It is similar to a put option in that it allows producers to establish a floor price for protection while leaving upside price potential open.
Purchasing of this insurance provides price risk protection by paying producers if the national cash price index falls below the insured price level at the ending date of the policy.
Unfortunately, the market is not one of them.
Livestock Risk Protection (LRP) policies can help protect livestock against decreases in value that are out of your control.
LRP is single-peril price risk coverage for future livestock sales.
It is similar to a put option in that it allows producers to establish a floor price for protection while leaving upside price potential open.
Purchasing of this insurance provides price risk protection by paying producers if the national cash price index falls below the insured price level at the ending date of the policy.
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