Lappan Agency
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Protecting your car, home, and family is one of the most important decisions you can make. You want to be sure you've got the best auto insurance, homeowner insurance, and personal umbrella insurance coverage available at a competitive price. Our property and casualty insurance solutions offer you the protection and flexibility you need at an affordable price.

When it comes to your business, large or small, you cannot afford to operate without the right protection. You need a partner to help you accurately identify and measure your exposure and present you with flexible coverage options. Our business and commercial insurance solutions are designed to help minimize your potential liability by providing coverages that can respond to the unique risks of your unique business.

Life is unpredictable, even for those who plan ahead. But you can have peace of mind knowing that the choices you make today can help protect you and your loved ones during retirement or when the unexpected happens. Our life and retirement insurance solutions offer comprehensive options critical to the longevity and success of your family's lifestyle.
Services
At Lappan Agency, we believe that when it comes to insurance expertise, there's simply no substitute for experience or dedication.
Because after all, your protection is only as good as the company and people providing it.
That's why we're proud of the companies that we've been partnered with for many years, offering quality insurance products that are affordable and help to protect you and your family from the risks you face every day.
In addition to the array of products offered by our major companies, we have access to many specialty markets to ensure that you are properly protected at the best rate possible.
At Lappan Agency, we consider ourselves a family business.
Not only because our quality, service-oriented agency is owned and operated by a family, but because our culture is about treating our team and our customers like family.
Over the years we have worked diligently to build a strong team of dedicated insurance professionals, all with a common goal - to protect our clients from the unexpected.
Each of our team members brings knowledge, a high-level of expertise, years of experience and most importantly a dedication to be a true partner to our clients.
For four generations, since 1931, the Lappan Agency has been serving clients throughout Michigan.
During that time, the Lappan Agency has established itself as one of Northeast Michigan's leading independent insurance agencies.
Founded in 1931 C.C. "Sam" Lappan, Grandfather of the current owners, brothers Tom, Steve and John Lappan, the agency has thrived on the simple idea that affordable insurance and professional service can be marketed for any risk through a hometown agency.
Quality service has become synonymous with the name.
At the Lappan Agency, we take pride in designing insurance solutions to protect your assets, family and peace of mind.
We recognize the importance of properly protecting your vehicles, home, family, health and business.
We offer the broadest range of insurance products in Northeastern Michigan to find the ideal program for your needs.
Your well being is our top priority and we've been following that philosophy since 1931.
In insurance terms, property casualty insurance can also be called property liability insurance.
Personal Injury Protection (also known as PIP) is your medical coverage for injuries you (and others) suffer in an auto accident.
PIP pays if you or other persons covered under your policy are injured in an auto accident.
It is sometimes called "no-fault" coverage because it pays your own medical expenses no matter who caused the auto accident.
Uninsured Motorist Coverage pays you for property damage or bodily injury if you are in an auto accident caused by an uninsured motorist.
Claims that you would have made against the uninsured driver who caused the accident are paid by your own policy.
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