Ris Insurance Services
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RIS was founded on three key principals: reputation, integrity and service. Today, RIS is a premier independent insurance brokerage firm having earned a reputation for integrity and exemplary service. RIS offers comprehensive solutions for truck, business and personal insurance. RIS Insurance Services can provide the correct insurance coverage if you're in the business of hauling containers.

Intermodal trucking requires special care, something our licensed staff understands. Being an owner operator means that you require special insurance coverage to protect your own vehicle as well as the cargo you're hauling regardless of whether you work under a permanent lease or under yourself. Cargo insurance coverage protects truck drivers, owner-operators and for-hire truckers from liability for cargo that is lost or damaged due to a loss such as fire, collision and more.

A local insurance agent listens to your needs then finds a customized insurance policy that fits those needs. When looking for.
Services
RIS Insurance Services focuses on the truck insurance industry.
Because we focus on your business, we offer more options and better coverage than other insurance agencies.
Trust RIS Insurance Services with your truck business.
Because RIS Insurance Services specializes in truck insurance, we can provide specialized insurance coverages for your truck business.
If you want unparalleled customer support and knowledge about truck insurance, call a RIS Insurance Services agent today to discuss you needs!
Being an owner operator truck driver means that you pretty much run your own business, but haul other businesses cargo.
Being an owner operator also means that you require special insurance coverage to protect your own vehicle as well as the cargo you're hauling regardless of whether you work under a permanent lease or under yourself.
RIS Insurance Services understands truck insurance.
It's really all we do.
By working with the nation's top truck insurance companies, we're able to pair your risk with the best company, giving you comparative insurance quotes and coverage options.
Non-Trucking Use (NTU) Liability Insurance is for the Owner Operator who leases their truck for the long-term.
Non-Trucking Use Liability coverage, formerly referred to as Bobtail Coverage, becomes effective when you're using your truck for a non-business purpose, such as driving to the store, picking up groceries or many other things.
It is important to understand that this coverage is for when you're not working and you've essentially "signed off" for the day.
There are very specific exclusions for Non-Trucking Use Liability coverage.
Owner-operators and contract drivers who qualify as independent contractors are usually not covered by state workers compensation laws.
This is where Occupational Accident coverage comes in.
Occupational Accident coverage can cover an independent contractor for an injury sustained while performing duties associated with your owner-operator trucking business.
It is important to understand that this coverage does not take the place of Workers Compensation insurance.
If you feel that you may benefit from Occupational Accident Insurance, call a licensed agent at RIS Insurance Services.
Collision insurance protects your truck or vehicle from damages caused by a collision whether it be with another vehicle or a stationary object.
Collision coverage will also protect your vehicle from damages incurred from rolling or overturning.
Comprehensive Insurance on the other hand provides your truck or vehicle with insurance protection from damages caused by things other than collision.
This can include theft, vandalism, fire and more.
Talk to an agent at RIS Insurance Services about physical damage coverage.
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